Rates verified from official source

Nagaland State Co-operative Bank Fixed Deposit interest rates · November 2026

NSCB Nagaland's best Fixed Deposit rate is 6.85% (181 days to less than 1 year), 1.25 points below the best on the market (8.10%).

  • Seniors: up to 7.35% (5 years and up to 10 years), 1.00 points above the general rate for that tenure.

What will my FD earn at NSCB Nagaland?

Estimated value after 1 year · before tax ₹5,33,563 6.55% p.a. · ₹33,563 interest · quarterly compounding
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Deposit amount

Showing 8 of 16 rates.

TenureGeneralSeniorApplies toEffective OnSource
07 days
to 45 days
2 slabs at this rate
 3.35% 3.85% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 30 Sept 2026
46 days
to 90 days
Below ₹2 crore
 5.35% 5.85% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 30 Sept 2026
91 days to less
than 180 days
Below ₹2 crore
 6.10% 6.60% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 30 Sept 2026
181 days to
less than 1 year
Below ₹2 crore
 6.85% 6.80% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 10 Nov 2026
1 year to less
than 2 years
Below ₹2 crore
 6.55% 6.75% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 10 Nov 2026
2 years to
less than 3 years
Below ₹2 crore
 6.75% 7.25% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 10 Nov 2026
3 years to
less than 5 years
 6.60% 7.10% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 10 Nov 2026
5 years and up
to 10 years
 6.35% 7.35% Below ₹2 crore
2 Jun 2025
✓ verified 14 Nov 2026
official
fetched 10 Nov 2026

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NSCB Nagaland FD return examples

Deposit1 year6.55%Highest rate2 years6.75%4 years6.60%10 years6.35%
₹50,000₹53,356₹3,356 a year₹273/mo★₹57,162₹3,461 a year₹281/mo₹64,966₹3,383 a year₹275/mo₹93,882₹3,251 a year₹265/mo
₹1 lakh₹1,06,713₹6,713 a year₹546/mo★₹1,14,325₹6,923 a year₹563/mo₹1,29,933₹6,765 a year₹550/mo₹1,87,763₹6,503 a year₹529/mo
₹2 lakh₹2,13,425₹13,425 a year₹1,092/mo★₹2,28,650₹13,846 a year₹1,125/mo₹2,59,865₹13,530 a year₹1,100/mo₹3,75,527₹13,006 a year₹1,058/mo
₹5 lakh₹5,33,563₹33,563 a year₹2,729/mo★₹5,71,624₹34,614 a year₹2,813/mo₹6,49,663₹33,826 a year₹2,750/mo₹9,38,817₹32,514 a year₹2,646/mo
₹10 lakh₹10,67,126₹67,126 a year₹5,458/mo★₹11,43,248₹69,228 a year₹5,625/mo₹12,99,326₹67,652 a year₹5,500/mo₹18,77,634₹65,028 a year₹5,292/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.55%
Compare 1 year rates → Estimate my return
Market rank & rate source

#583 of 1033

1 year to less than 2 years · Below ₹2 crore

Official rate sheet ↗
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Before you book

NSCB Nagaland Fixed Deposit: frequently asked questions

What is the highest NSCB Nagaland Fixed Deposit interest rate?

As of 14 Nov 2026, Nagaland State Co-operative Bank offers up to 6.85% p.a. on its fixed deposit (FD) (181 days to less than 1 year) for general customers and 7.35% p.a. (5 years and up to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with NSCB Nagaland before investing.

See today's top interest rates →

What is the NSCB Nagaland 1-year FD interest rate?

As of 14 Nov 2026, Nagaland State Co-operative Bank offers 6.55% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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What is the NSCB Nagaland 2-year FD interest rate?

As of 14 Nov 2026, Nagaland State Co-operative Bank offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the NSCB Nagaland 3-year FD interest rate?

As of 14 Nov 2026, Nagaland State Co-operative Bank offers 6.60% p.a. on a 3-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.

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What is the NSCB Nagaland 5-year FD interest rate?

As of 14 Nov 2026, Nagaland State Co-operative Bank offers 6.35% p.a. on a 5-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at NSCB Nagaland?

Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Nagaland State Co-operative Bank, depending on the tenure.

See today's top senior citizen rates →

When did NSCB Nagaland last change its Fixed Deposit rates?

RateScan.in has recorded no change to Nagaland State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.

Rate movements →

What fixed deposit (FD) tenures does NSCB Nagaland offer?

Nagaland State Co-operative Bank's published fixed deposit (FD) rate table has 9 tenure bands, from “07 days to 14 days” to “5 years and up to 10 years”.

Does NSCB Nagaland pay different fixed deposit (FD) rates by deposit size?

Yes. Nagaland State Co-operative Bank's table lists separate bands: Below ₹2 crore; ₹2 crore and above. Each row shows the band it applies to.

Does NSCB Nagaland pay more than the Post Office Time Deposit?

Nagaland State Co-operative Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.55% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.60% (PO 7.10%), 5y 6.35% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does NSCB Nagaland's 1-year FD rate rank?

Nagaland State Co-operative Bank's 1-year general FD rate of 6.55% ranks #583 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with NSCB Nagaland insured?

Deposits with Nagaland State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these NSCB Nagaland rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 2 Jun 2025. Rates can change without notice, so verify on the official NSCB Nagaland website before investing.

Rate movements →

More NSCB Nagaland rates

NSCB Nagaland overviewNSCB Nagaland Savings rates

Fixed Deposit rates at other banks

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Nearby banks paying a little more at 1 year

IndusInd 6.75%Yes 6.75%Bandhan 7.00%

Best FD rates among state co-operative banks → Best FD rates in Nagaland →

Good to know

  • Deposits with Nagaland State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • NSCB Nagaland is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at NSCB Nagaland, depending on the tenure.
official Effective 2 Jun 2025 · Ingested 30 Sept 2026 · Verified 14 Nov 2026 · View source

Informational only. Always confirm the current rate on the official NSCB Nagaland website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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