Nagaland State Co-operative Bank (NSCB Nagaland) is a state co-operative apex bank, headquartered in Dimapur. Its headline 1-year FD rate of 6.85% is +0.13% above the state co-operative bank average of 6.72%, ranking #14 of 27 state co-operative banks.
Rates as of 2 Jun 2025, verified from aggregated sources. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at NSCB Nagaland (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 14 days |
3.35% | 3.85% | — | Below ₹2 crore |
15 to 45 days |
3.35% | 3.85% | — | Below ₹2 crore |
46 to 90 days |
5.35% | 5.85% | — | Below ₹2 crore |
91 to 179 days |
6.10% | 6.60% | — | Below ₹2 crore |
180 days to 1 year |
6.85% | 6.80% | — | Below ₹2 crore |
1 to 2 years |
6.55% | 6.75% | — | Below ₹2 crore |
2 to 3 years |
6.75% | 7.25% | — | Below ₹2 crore |
3 to 5 years |
6.60% | 7.10% | — | Below ₹2 crore |
5 to 10 years |
6.35% | 7.35% | — | Below ₹2 crore |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Any tenure |
2.90% | — | — | Any amount |
Deposits with Nagaland State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official NSCB Nagaland website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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