The Nilgiris District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Nilgiris DCC Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 DAYS to 45 DAYS |
4.00% | – | Any amount | 24 Feb 2021 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 DAYS to 90 DAYS |
4.50% | – | Any amount | 24 Feb 2021 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 DAYS to 180 DAYS |
5.00% | – | Any amount | 24 Feb 2021 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 DAYS to 364 DAYS |
5.50% | – | Any amount | 24 Feb 2021 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 years and above |
6.50% | 7.00% | Any amount | 24 Feb 2021 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Nilgiris DCC Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Nilgiris DCC Bank Fixed Deposit: frequently asked questions
What is the highest Nilgiris DCC Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Nilgiris District Central Co-operative Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (1 years and above) for general customers and 7.00% p.a. (1 year and above) for senior citizens. Rates below are as published by the bank. Confirm with Nilgiris DCC Bank before investing.
What is the Nilgiris DCC Bank 1-year FD interest rate?
As of 14 Nov 2026, The Nilgiris District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Feb 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nilgiris DCC Bank 2-year FD interest rate?
As of 14 Nov 2026, The Nilgiris District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Feb 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nilgiris DCC Bank 3-year FD interest rate?
As of 14 Nov 2026, The Nilgiris District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Feb 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nilgiris DCC Bank 5-year FD interest rate?
As of 14 Nov 2026, The Nilgiris District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Feb 2021 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nilgiris DCC Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Nilgiris District Central Co-operative Bank Ltd., depending on the tenure.
When did Nilgiris DCC Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Nilgiris District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Nilgiris DCC Bank offer?
The Nilgiris District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “15 DAYS to 45 DAYS” to “1 years and above”.
Does Nilgiris DCC Bank pay more than the Post Office Time Deposit?
The Nilgiris District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nilgiris DCC Bank's 1-year FD rate rank?
The Nilgiris District Central Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nilgiris DCC Bank insured?
Deposits with The Nilgiris District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nilgiris DCC Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 24 Feb 2021. Rates can change without notice, so verify on the official Nilgiris DCC Bank website before investing.
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Good to know
- Deposits with The Nilgiris District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nilgiris DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nilgiris DCC Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Nilgiris DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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