Rates verified from official source

National Urban Co-operative Bank Ltd., Delhi Fixed Deposit interest rates · November 2026

National Urban Co-op Bank Delhi's best Fixed Deposit rate is 6.75% (2 Years to less than 3 Years), 2.75 points below the best on the market (9.50%).

  • Seniors: up to 7.25% (2 Years to less than 3 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at National Urban Co-op Bank Delhi?

Estimated value after 1 year · before tax ₹5,33,563 6.55% p.a. · ₹33,563 interest · quarterly compounding
Deposit type
TenureGeneralSeniorApplies toEffective OnSource
31 Days
to 45 Days
Callable
3.00% 3.50% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
46 Days to
179 Days
Callable
4.25% 4.75% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
180 Days
to 210 Days
Callable
5.25% 5.75% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
211 Days to
less than 1 Year
Callable
6.00% 6.50% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
1 year
Non-callable
7.10% – Above ₹1 crore to below ₹2 crore
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
1 Year to less
than 2 Years
Callable
6.55% 7.05% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
2 years
Non-callable
7.40% – Above ₹1 crore to below ₹2 crore
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
2 Years to
less than 3 Years
Callable
6.75% 7.25% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
3 Years to
less than 5 Years
Callable
6.50% 7.00% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
5 Years to
10 Years
Callable
6.25% 6.75% Any amount
11 Jul 2025
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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National Urban Co-op Bank Delhi FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.55%
Before you book

National Urban Co-op Bank Delhi Fixed Deposit: frequently asked questions

What is the highest National Urban Co-op Bank Delhi Fixed Deposit interest rate?

As of 14 Nov 2026, National Urban Co-operative Bank Ltd., Delhi offers up to 6.75% p.a. on its fixed deposit (FD) (2 Years to less than 3 Years) for general customers and 7.25% p.a. (2 Years to less than 3 Years) for senior citizens. Rates below are as published by the bank. Confirm with National Urban Co-op Bank Delhi before investing.

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What is the National Urban Co-op Bank Delhi 1-year FD interest rate?

As of 14 Nov 2026, National Urban Co-operative Bank Ltd., Delhi offers 6.55% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the National Urban Co-op Bank Delhi 2-year FD interest rate?

As of 14 Nov 2026, National Urban Co-operative Bank Ltd., Delhi offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the National Urban Co-op Bank Delhi 3-year FD interest rate?

As of 14 Nov 2026, National Urban Co-operative Bank Ltd., Delhi offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the National Urban Co-op Bank Delhi 5-year FD interest rate?

As of 14 Nov 2026, National Urban Co-operative Bank Ltd., Delhi offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at National Urban Co-op Bank Delhi?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at National Urban Co-operative Bank Ltd., Delhi, depending on the tenure.

See today's top senior citizen rates →

When did National Urban Co-op Bank Delhi last change its Fixed Deposit rates?

RateScan.in has recorded no change to National Urban Co-operative Bank Ltd., Delhi's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does National Urban Co-op Bank Delhi offer?

National Urban Co-operative Bank Ltd., Delhi's published fixed deposit (FD) rate table has 8 tenure bands, from “31 Days to 45 Days” to “5 Years to 10 Years”.

Does National Urban Co-op Bank Delhi pay different fixed deposit (FD) rates by deposit size?

Yes. National Urban Co-operative Bank Ltd., Delhi's table lists separate bands: Any amount; Above ₹1 crore to below ₹2 crore. Each row shows the band it applies to.

Does National Urban Co-op Bank Delhi have special fixed deposit (FD) schemes?

National Urban Co-operative Bank Ltd., Delhi's rate table lists these named schemes (1): Non-callable term deposit. Check eligibility and end dates with the bank.

Does National Urban Co-op Bank Delhi pay more than the Post Office Time Deposit?

National Urban Co-operative Bank Ltd., Delhi pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.55% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does National Urban Co-op Bank Delhi's 1-year FD rate rank?

National Urban Co-operative Bank Ltd., Delhi's 1-year general FD rate of 6.55% ranks #583 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with National Urban Co-op Bank Delhi insured?

Deposits with National Urban Co-operative Bank Ltd., Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these National Urban Co-op Bank Delhi rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 11 Jul 2025. Rates can change without notice, so verify on the official National Urban Co-op Bank Delhi website before investing.

Rate movements →

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Good to know

  • Deposits with National Urban Co-operative Bank Ltd., Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • National Urban Co-op Bank Delhi is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at National Urban Co-op Bank Delhi, depending on the tenure.
  • National Urban Co-op Bank Delhi's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official National Urban Co-op Bank Delhi website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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