The National Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at National Co-op Bank (Bengaluru)?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
3.25% | 3.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
15 DAYS TO 45 DAYS |
4.25% | 4.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
46 DAYS TO 90 DAYS |
4.75% | 5.25% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 DAYS TO 180 DAYS |
5.50% | 6.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 Days to 270 DAYS |
6.00% | 6.50% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
271 days up to 1 year |
6.60% | 7.10% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 1 Years to 3 Years 2 slabs at this rate |
7.15% | 7.65% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 3 Years to 5 Year |
6.50% | 7.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 5 Years to 10 Year |
6.40% | 6.90% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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National Co-op Bank (Bengaluru) FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.60%Before you book
National Co-op Bank (Bengaluru) Fixed Deposit: frequently asked questions
What is the highest National Co-op Bank (Bengaluru) Fixed Deposit interest rate?
As of 14 Nov 2026, The National Co-operative Bank Ltd. offers up to 7.15% p.a. on its fixed deposit (FD) (Above 1 Years upto 2 Years) for general customers and 7.65% p.a. (Above 1 Years upto 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with National Co-op Bank (Bengaluru) before investing.
What is the National Co-op Bank (Bengaluru) 1-year FD interest rate?
As of 14 Nov 2026, The National Co-operative Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the National Co-op Bank (Bengaluru) 2-year FD interest rate?
As of 14 Nov 2026, The National Co-operative Bank Ltd. offers 7.15% p.a. on a 2-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the National Co-op Bank (Bengaluru) 3-year FD interest rate?
As of 14 Nov 2026, The National Co-operative Bank Ltd. offers 7.15% p.a. on a 3-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the National Co-op Bank (Bengaluru) 5-year FD interest rate?
As of 14 Nov 2026, The National Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at National Co-op Bank (Bengaluru)?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The National Co-operative Bank Ltd., depending on the tenure.
When did National Co-op Bank (Bengaluru) last change its Fixed Deposit rates?
RateScan.in has recorded no change to The National Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does National Co-op Bank (Bengaluru) offer?
The National Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 Days to 14 Days” to “Above 5 Years to 10 Year”.
Does National Co-op Bank (Bengaluru) pay more than the Post Office Time Deposit?
The National Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 7.15% (PO 7.00%), 3y 7.15% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with National Co-op Bank (Bengaluru) insured?
Deposits with The National Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these National Co-op Bank (Bengaluru) rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official National Co-op Bank (Bengaluru) website before investing.
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Good to know
- Deposits with The National Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- National Co-op Bank (Bengaluru) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at National Co-op Bank (Bengaluru), depending on the tenure.
Informational only. Always confirm the current rate on the official National Co-op Bank (Bengaluru) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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