Merged into another bank

The National Co-operative Bank Ltd. interest rates · November 2026

National Co-op Bank (Bengaluru) FD rates

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What will my FD earn at National Co-op Bank (Bengaluru)?

Estimated value after 1 year · before tax ₹5,33,826 6.60% p.a. · ₹33,826 interest · quarterly compounding

Overview

The National Co-operative Bank Ltd. (National Co-op Bank (Bengaluru)) is an urban co-operative bank (UCB), headquartered in Bengaluru.

Headquarters
Bengaluru
Monitored since
24 Oct 2026
Operates in
Karnataka

Rates as of 1 Aug 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

Every RBI press release since 1 Jan 2024 that names The National Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.

  1. RBI approved the merger of The National Co-operative Bank Ltd. into Cosmos Co-operative Bank Limited (Maharashtra), in force from 6 Jan 2025

    RBI press release 2024-2025/1852

  2. RBI extended its directions on the bank to 24 Jan 2025

    RBI press release 2024-2025/1352

  3. RBI extended its directions on the bank to 24 Oct 2024

    RBI press release 2024-2025/752

  4. RBI extended its directions on the bank to 24 Jul 2024

    RBI press release 2024-2025/143

  5. RBI extended its directions on the bank to 24 Apr 2024

    RBI press release 2023-2024/1715

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Head office in Bengaluru Urban

RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.

Head office from the bank's RBI registration.

National Co-op Bank (Bengaluru) Fixed Deposit rate changes

Changes to National Co-op Bank (Bengaluru)'s fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to National Co-op Bank (Bengaluru)'s fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.

Good to know

  • Deposits with The National Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • National Co-op Bank (Bengaluru) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at National Co-op Bank (Bengaluru), depending on the tenure.

Informational only. Always confirm the current rate on the official National Co-op Bank (Bengaluru) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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