Mizoram Rural Bank Fixed Deposit interest rates · November 2026
What will my FD earn at MizRB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate |
3.10% | 3.60% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
46 days to 180 days 2 slabs at this rate |
5.10% | 5.60% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
181 days to less than 1 year |
6.05% | 6.55% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
1 year to less than 2 years |
6.40% | 6.90% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
400 days MizRB Pheichham2 400 days |
6.70% | 7.20% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
2 years to less than 3 years |
6.50% | 7.00% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
3 years to less than 5 years |
6.40% | 6.90% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
5 years and upto 8 years |
6.20% | 6.70% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
8 years and upto 10 years |
6.20% | 6.70% | Any amount | 1 Jul 2025 ✓ verified 12 Nov 2026 | official fetched 22 Sept 2026 |
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MizRB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.40%Before you book
MizRB Fixed Deposit: frequently asked questions
What is the highest MizRB Fixed Deposit interest rate?
As of 14 Nov 2026, Mizoram Rural Bank offers up to 6.70% p.a. on its fixed deposit (FD) (400 days) for general customers and 7.20% p.a. (400 days) for senior citizens. Rates below are as published by the bank. Confirm with MizRB before investing.
What is the MizRB 1-year FD interest rate?
As of 14 Nov 2026, Mizoram Rural Bank offers 6.40% p.a. on a 1-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
What is the MizRB 2-year FD interest rate?
As of 14 Nov 2026, Mizoram Rural Bank offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
What is the MizRB 3-year FD interest rate?
As of 14 Nov 2026, Mizoram Rural Bank offers 6.40% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
What is the MizRB 5-year FD interest rate?
As of 14 Nov 2026, Mizoram Rural Bank offers 6.20% p.a. on a 5-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 12 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at MizRB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizoram Rural Bank, depending on the tenure.
When did MizRB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Mizoram Rural Bank's fixed deposit (FD) rates since it started tracking them on 22 Sept 2026.
What fixed deposit (FD) tenures does MizRB offer?
Mizoram Rural Bank's published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 14 days” to “8 years and upto 10 years”.
Does MizRB have special fixed deposit (FD) schemes?
Mizoram Rural Bank's rate table lists these named schemes (1): MizRB Pheichham2 400 days. Check eligibility and end dates with the bank.
Does MizRB pay more than the Post Office Time Deposit?
Mizoram Rural Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.40% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.20% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does MizRB's 1-year FD rate rank?
Mizoram Rural Bank's 1-year general FD rate of 6.40% ranks #710 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with MizRB insured?
Deposits with Mizoram Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these MizRB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official MizRB website before investing.
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Good to know
- Deposits with Mizoram Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- MizRB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at MizRB, depending on the tenure.
- MizRB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official MizRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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