Rates verified from official source

Mizoram Rural Bank Recurring Deposit interest rates · October 2026

As of 5 Oct 2026, Mizoram Rural Bank offers up to 6.50% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 7.00% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with MizRB before investing.

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
1 year to less than 2 years
6.40% 6.90% Any amount
1 Jul 2025
official
fetched 22 Sept 2026
✓ verified 4 Oct 2026
2 years to less than 3 years
6.50% 7.00% Any amount
1 Jul 2025
official
fetched 22 Sept 2026
✓ verified 4 Oct 2026
3 years to less than 5 years
6.40% 6.90% Any amount
1 Jul 2025
official
fetched 22 Sept 2026
✓ verified 4 Oct 2026
5 years and upto 8 years
6.20% 6.70% Any amount
1 Jul 2025
official
fetched 22 Sept 2026
✓ verified 4 Oct 2026
8 years and upto 10 years
6.20% 6.70% Any amount
1 Jul 2025
official
fetched 22 Sept 2026
✓ verified 4 Oct 2026
Source ↗

MizRB Recurring Deposit: frequently asked questions

What is the highest MizRB Recurring Deposit interest rate?

As of 5 Oct 2026, Mizoram Rural Bank offers up to 6.50% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 7.00% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with MizRB before investing.

Do senior citizens get higher Recurring Deposit rates at MizRB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizoram Rural Bank, depending on the tenure.

Is my recurring deposit (RD) with MizRB insured?

Deposits with Mizoram Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these MizRB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official MizRB website before investing.

Good to know

Deposits with Mizoram Rural Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official MizRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.