The Ludhiana Central Cooperative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ludhiana CCB?
Showing 8 of 16 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate Below ₹1 crore |
3.25% | 3.75% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
7 days to 45 days 2 slabs at this rate ₹1 crore and above |
3.25% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days Below ₹1 crore |
4.00% | 4.50% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days ₹1 crore and above |
4.00% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 179 days Below ₹1 crore |
4.75% | 5.25% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 179 days ₹1 crore and above |
4.75% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to 364 days Below ₹1 crore |
6.00% | 6.50% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to 364 days ₹1 crore and above |
6.00% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year Below ₹1 crore |
6.75% | 7.25% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year ₹1 crore and above |
6.95% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 1 year to 2 years Below ₹1 crore |
6.70% | 7.20% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 1 year to 2 years ₹1 crore and above |
6.70% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 2 years to less than 5 years Below ₹1 crore |
6.50% | 7.00% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 2 years to less than 5 years ₹1 crore and above |
6.50% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
5 years and above Below ₹1 crore |
6.00% | 6.50% | Below ₹1 crore | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
5 years and above ₹1 crore and above |
6.00% | – | ₹1 crore and above | 6 Apr 2023 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
No rates match these filters.
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Ludhiana CCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
Ludhiana CCB Fixed Deposit: frequently asked questions
What is the highest Ludhiana CCB Fixed Deposit interest rate?
As of 14 Nov 2026, The Ludhiana Central Cooperative Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (1 year) for general customers and 7.25% p.a. (1 year) for senior citizens. Rates below are as published by the bank. Confirm with Ludhiana CCB before investing.
What is the Ludhiana CCB 1-year FD interest rate?
As of 14 Nov 2026, The Ludhiana Central Cooperative Bank Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ludhiana CCB 2-year FD interest rate?
As of 14 Nov 2026, The Ludhiana Central Cooperative Bank Ltd. offers 6.70% p.a. on a 2-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ludhiana CCB 3-year FD interest rate?
As of 14 Nov 2026, The Ludhiana Central Cooperative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ludhiana CCB 5-year FD interest rate?
As of 14 Nov 2026, The Ludhiana Central Cooperative Bank Ltd. offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Apr 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ludhiana CCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Ludhiana Central Cooperative Bank Ltd., depending on the tenure.
When did Ludhiana CCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ludhiana Central Cooperative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Ludhiana CCB offer?
The Ludhiana Central Cooperative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 30 days” to “5 years and above”.
Does Ludhiana CCB pay different fixed deposit (FD) rates by deposit size?
Yes. The Ludhiana Central Cooperative Bank Ltd.'s table lists separate bands: Below ₹1 crore; ₹1 crore and above. Each row shows the band it applies to.
Does Ludhiana CCB pay more than the Post Office Time Deposit?
The Ludhiana Central Cooperative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.70% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ludhiana CCB's 1-year FD rate rank?
The Ludhiana Central Cooperative Bank Ltd.'s 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ludhiana CCB insured?
Deposits with The Ludhiana Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ludhiana CCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Apr 2023. Rates can change without notice, so verify on the official Ludhiana CCB website before investing.
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Good to know
- Deposits with The Ludhiana Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ludhiana CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ludhiana CCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Ludhiana CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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