The Lalbaug Co-operative Bank Ltd., Vadodara Fixed Deposit interest rates · November 2026
What will my FD earn at Lalbaug Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days to 6 Months |
5.00% | 5.50% | Any amount | 1 Jun 2020 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
183 Days to 364 Days |
5.50% | 6.00% | Any amount | 1 Jun 2020 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 12 Months |
6.00% | 6.50% | Any amount | 1 Jun 2020 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Lalbaug Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
2 years
6.00%Before you book
Lalbaug Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Lalbaug Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Lalbaug Co-operative Bank Ltd., Vadodara offers up to 6.00% p.a. on its fixed deposit (FD) (Above 12 Months) for general customers and 6.50% p.a. (Above 12 Months) for senior citizens. Rates below are as published by the bank. Confirm with Lalbaug Co-op Bank before investing.
What is the Lalbaug Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Lalbaug Co-operative Bank Ltd., Vadodara offers 6.00% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lalbaug Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Lalbaug Co-operative Bank Ltd., Vadodara offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lalbaug Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Lalbaug Co-operative Bank Ltd., Vadodara offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Lalbaug Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Lalbaug Co-operative Bank Ltd., Vadodara, depending on the tenure.
When did Lalbaug Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Lalbaug Co-operative Bank Ltd., Vadodara's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Lalbaug Co-op Bank offer?
The Lalbaug Co-operative Bank Ltd., Vadodara's published fixed deposit (FD) rate table has 3 tenure bands, from “30 Days to 6 Months” to “Above 12 Months”.
Does Lalbaug Co-op Bank pay more than the Post Office Time Deposit?
The Lalbaug Co-operative Bank Ltd., Vadodara pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Lalbaug Co-op Bank insured?
Deposits with The Lalbaug Co-operative Bank Ltd., Vadodara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Lalbaug Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jun 2020. Rates can change without notice, so verify on the official Lalbaug Co-op Bank website before investing.
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Good to know
- Deposits with The Lalbaug Co-operative Bank Ltd., Vadodara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Lalbaug Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Lalbaug Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Lalbaug Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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