The Karnataka State Co-operative Apex Bank Fixed Deposit interest rates · November 2026
What will my FD earn at KSCAB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 14 days |
4.00% | 4.50% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
15 to 30 days |
4.50% | 5.00% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
31 to 45 days |
5.00% | 5.50% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 90 days |
5.50% | 6.00% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
91 to 179 days |
6.00% | 6.50% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
180 days to less than 1 year |
6.50% | 7.00% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 year to less than 2 years |
7.00% | 7.50% | Any amount | 6 Nov 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 10 Nov 2026 |
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KSCAB FD return examples
| Deposit | 1 year7.00% |
|---|---|
| ₹50,000 | ₹53,593₹3,593 a year₹292/mo |
| ₹1 lakh | ₹1,07,186₹7,186 a year₹583/mo |
| ₹2 lakh | ₹2,14,372₹14,372 a year₹1,167/mo |
| ₹5 lakh | ₹5,35,930₹35,930 a year₹2,917/mo |
| ₹10 lakh | ₹10,71,859₹71,859 a year₹5,833/mo |
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
KSCAB Fixed Deposit: frequently asked questions
What is the highest KSCAB Fixed Deposit interest rate?
As of 14 Nov 2026, The Karnataka State Co-operative Apex Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.50% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with KSCAB before investing.
What is the KSCAB 1-year FD interest rate?
As of 14 Nov 2026, The Karnataka State Co-operative Apex Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Nov 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at KSCAB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Karnataka State Co-operative Apex Bank, depending on the tenure.
When did KSCAB last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Karnataka State Co-operative Apex Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does KSCAB offer?
The Karnataka State Co-operative Apex Bank's published fixed deposit (FD) rate table has 7 tenure bands, from “7 to 14 days” to “1 year to less than 2 years”.
How does KSCAB's 1-year FD rate rank?
The Karnataka State Co-operative Apex Bank's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with KSCAB insured?
Deposits with The Karnataka State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KSCAB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Nov 2026. Rates can change without notice, so verify on the official KSCAB website before investing.
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Good to know
- Deposits with The Karnataka State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KSCAB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KSCAB, depending on the tenure.
Informational only. Always confirm the current rate on the official KSCAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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