Rates verified from official source

Karnataka Bank FCNR(B) Deposit interest rates · October 2026

As of 5 Oct 2026, Karnataka Bank offers up to 4.95% p.a. on its FCNR(B) deposit (1 year only, USD) for general customers. Rates below are as published by the bank — confirm with Karnataka before investing.

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toAs ofSource
AUD 1 year only 3.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD Above 1 - < 2 years 3.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 2 years - < 3 years 3.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 3 years - < 4 years 3.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 4 years - < 5 years 3.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
AUD 5 years only 3.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 1 year only 4.05% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD Above 1 - < 2 years 4.05% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 2 years - < 3 years 4.10% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 3 years - < 4 years 3.30% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 4 years - < 5 years 3.27% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
CAD 5 years only 3.22% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 1 year only 2.75% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR Above 1 - < 2 years 2.75% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 2 years - < 3 years 1.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 3 years - < 4 years 1.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 4 years - < 5 years 1.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
EUR 5 years only 1.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 1 year only 4.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP Above 1 - < 2 years 4.50% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 2 years - < 3 years 3.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 3 years - < 4 years 2.84% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 4 years - < 5 years 2.82% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
GBP 5 years only 2.72% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
JPY 1 year only 0.15% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
JPY Above 1 - < 2 years 0.15% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
JPY 2 years - < 3 years 0.16% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
JPY 3 years - < 4 years 0.12% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
JPY 4 years - < 5 years 0.09% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
JPY 5 years only 0.09% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
SGD 1 year only 0.42% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
SGD Above 1 - < 2 years 0.42% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
SGD 2 years - < 3 years 0.84% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
SGD 3 years - < 4 years 0.78% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
SGD 4 years - < 5 years 0.78% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
SGD 5 years only 0.78% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 1 year only 4.95% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD Above 1 - < 2 years 4.95% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 2 years - < 3 years 4.25% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 3 years - < 4 years 4.20% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 4 years - < 5 years 4.00% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026
USD 5 years only 3.90% Any amount
5 Oct 2026
official
fetched 3 Oct 2026
✓ verified 5 Oct 2026

Karnataka FCNR(B): frequently asked questions

What is the highest Karnataka FCNR(B) interest rate?

As of 5 Oct 2026, Karnataka Bank offers up to 4.95% p.a. on its FCNR(B) deposit (1 year only, USD) for general customers. Rates below are as published by the bank — confirm with Karnataka before investing.

Which currencies does Karnataka offer for FCNR(B) deposits?

Karnataka Bank lists FCNR(B) rates for AUD, CAD, EUR, GBP, JPY, SGD, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

Is my FCNR(B) deposit with Karnataka insured?

Deposits with Karnataka Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Karnataka rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official Karnataka website before investing.

Good to know

Deposits with Karnataka Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Karnataka website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.