The Jamia Co-operative Bank Ltd., New Delhi Fixed Deposit interest rates · November 2026
What will my FD earn at Jamia Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 30 Days |
2.75% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
31 Days to 45 Days |
3.00% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 Days to 90 Days |
3.25% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 Days to 180 Days |
4.25% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 Days up to 1 year |
5.25% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
1 year to 3 years |
6.25% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 3 years to less than 5 Years |
6.50% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
5 years and above |
6.75% | – | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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Jamia Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.25%Before you book
Jamia Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Jamia Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Jamia Co-operative Bank Ltd., New Delhi offers up to 6.75% p.a. on its fixed deposit (FD) (5 years and above) for general customers. Rates below are as published by the bank. Confirm with Jamia Co-op Bank before investing.
What is the Jamia Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Jamia Co-operative Bank Ltd., New Delhi offers 5.25% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jamia Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Jamia Co-operative Bank Ltd., New Delhi offers 6.25% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jamia Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Jamia Co-operative Bank Ltd., New Delhi offers 6.25% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jamia Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Jamia Co-operative Bank Ltd., New Delhi offers 6.75% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Jamia Co-op Bank?
The Jamia Co-operative Bank Ltd., New Delhi does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Jamia Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Jamia Co-operative Bank Ltd., New Delhi's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Jamia Co-op Bank offer?
The Jamia Co-operative Bank Ltd., New Delhi's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 30 Days” to “5 years and above”.
Does Jamia Co-op Bank pay more than the Post Office Time Deposit?
The Jamia Co-operative Bank Ltd., New Delhi pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.25% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Jamia Co-op Bank's 1-year FD rate rank?
The Jamia Co-operative Bank Ltd., New Delhi's 1-year general FD rate of 5.25% ranks #977 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Jamia Co-op Bank insured?
Deposits with The Jamia Co-operative Bank Ltd., New Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Jamia Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official Jamia Co-op Bank website before investing.
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Good to know
- Deposits with The Jamia Co-operative Bank Ltd., New Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Jamia Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Jamia Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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