Rates verified from official source

Haryana Gramin Bank Fixed Deposit interest rates · November 2026

HGB's best Fixed Deposit rate is 6.60% (450 days), 2.90 points below the best on the market (9.50%).

  • Seniors: up to 7.10% (450 days), 0.50 points above the general rate for that tenure.

What will my FD earn at HGB?

Estimated value after 1 year · before tax ₹5,31,990 6.25% p.a. · ₹31,990 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 to 45 days
3 slabs at this rate
3.50% 4.00% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
46 to 90 days
2 slabs at this rate
4.50% 5.00% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
91 days
5.55% 6.05% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
92 to 179 days
5.00% 5.50% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
180 to 332 days
2 slabs at this rate
5.75% 6.25% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
333 days
HGB 333 days
6.35% 6.85% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
334 days to
under 1 year
5.75% 6.25% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
1 year
6.10% 6.60% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
Over 1 year
to 449 days
6.25% 6.75% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
450 days
HGB 450 days
6.60% 7.10% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
451 days
to 2 years
6.25% 6.75% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
Over 2 years
to 3 years
6.25% 6.75% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
Over 3 years
to 5 years
6.25% 6.75% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 22 Sept 2026
Over 5 years
to 10 years
6.00% 6.50% Below ₹2 crore
16 May 2026
✓ verified 13 Nov 2026
official
fetched 18 Oct 2026

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HGB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.25%
Before you book

HGB Fixed Deposit: frequently asked questions

What is the highest HGB Fixed Deposit interest rate?

As of 14 Nov 2026, Haryana Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (450 days) for general customers and 7.10% p.a. (450 days) for senior citizens. Rates below are as published by the bank. Confirm with HGB before investing.

See today's top interest rates →

What is the HGB 2-year FD interest rate?

As of 14 Nov 2026, Haryana Gramin Bank offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the HGB 3-year FD interest rate?

As of 14 Nov 2026, Haryana Gramin Bank offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

Do senior citizens get higher Fixed Deposit rates at HGB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Haryana Gramin Bank, depending on the tenure.

See today's top senior citizen rates →

When did HGB last change its Fixed Deposit rates?

Haryana Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 18 Oct 2026: the general rate for Over 5 years to 10 years went from 6.25% to 6.00%. RateScan.in has tracked HGB's rates since 22 Sept 2026.

Rate movements →

What fixed deposit (FD) tenures does HGB offer?

Haryana Gramin Bank's published fixed deposit (FD) rate table has 16 tenure bands, from “7 to 14 days” to “Over 5 years to 10 years”.

Does HGB have special fixed deposit (FD) schemes?

Haryana Gramin Bank's rate table lists these named schemes (2): HGB 333 days; HGB 450 days. Check eligibility and end dates with the bank.

Does HGB pay more than the Post Office Time Deposit?

Haryana Gramin Bank pays more than the Post Office Time Deposit at 0 of 2 standard tenures compared (general rates). Rates: 2y 6.25% (PO 7.00%), 3y 6.25% (PO 7.10%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does HGB's 1-year FD rate rank?

Haryana Gramin Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with HGB insured?

Deposits with Haryana Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these HGB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 May 2026. Rates can change without notice, so verify on the official HGB website before investing.

Rate movements →

More ways to compare banks

Compare HGB with similar banks

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Best FD rates among regional rural banks → Best FD rates in Haryana →

Good to know

  • Deposits with Haryana Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • HGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at HGB, depending on the tenure.
  • HGB's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official HGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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