Gujarat State Co-operative Bank Ltd Fixed Deposit interest rates · November 2026
What will my FD earn at GSC Bank?
Showing 8 of 14 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 90 days 2 slabs at this rate |
3.75% | 4.25% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
7 to 45 days |
4.25% | – | Above ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
46 to 90 days |
4.50% | – | Above ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
91 to 179 days 2 slabs at this rate Up to ₹1 crore |
4.00% | 4.50% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
91 to 179 days 2 slabs at this rate Above ₹1 crore |
4.75% | – | Above ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
180 to 364 days 2 slabs at this rate Up to ₹1 crore |
5.25% | 5.75% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
180 to 364 days 2 slabs at this rate Above ₹1 crore |
5.50% | – | Above ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
12 months (365 days) Up to ₹1 crore |
6.75% | 7.25% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
12 months (365 days) Above ₹1 crore |
6.75% | – | Above ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
366 days to 24 months Up to ₹1 crore |
6.50% | 7.00% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
366 days to 24 months Above ₹1 crore |
6.00% | – | Above ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
2 years to less than 3 years |
6.25% | 6.75% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
3 years to 5 years |
6.25% | 6.75% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
60 months Tax Saving Deposit Scheme |
5.00% | 5.50% | Up to ₹1 crore | 3 Jun 2026 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 9 Nov 2026 |
No rates match these filters.
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GSC Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
GSC Bank Fixed Deposit: frequently asked questions
What is the highest GSC Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Gujarat State Co-operative Bank Ltd offers up to 6.75% p.a. on its fixed deposit (FD) (12 months (365 days)) for general customers and 7.25% p.a. (12 months (365 days)) for senior citizens. Rates below are as published by the bank. Confirm with GSC Bank before investing.
What is the GSC Bank 1-year FD interest rate?
As of 14 Nov 2026, Gujarat State Co-operative Bank Ltd offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the GSC Bank 2-year FD interest rate?
As of 14 Nov 2026, Gujarat State Co-operative Bank Ltd offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the GSC Bank 3-year FD interest rate?
As of 14 Nov 2026, Gujarat State Co-operative Bank Ltd offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at GSC Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gujarat State Co-operative Bank Ltd, depending on the tenure.
When did GSC Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Gujarat State Co-operative Bank Ltd's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does GSC Bank offer?
Gujarat State Co-operative Bank Ltd's published fixed deposit (FD) rate table has 10 tenure bands, from “7 to 45 days” to “3 years to 5 years”.
Does GSC Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Gujarat State Co-operative Bank Ltd's table lists separate bands: Up to ₹1 crore; Above ₹1 crore. Each row shows the band it applies to.
Does GSC Bank have special fixed deposit (FD) schemes?
Gujarat State Co-operative Bank Ltd's rate table lists these named schemes (1): Tax Saving Deposit Scheme. Check eligibility and end dates with the bank.
Does GSC Bank pay more than the Post Office Time Deposit?
Gujarat State Co-operative Bank Ltd pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.25% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does GSC Bank's 1-year FD rate rank?
Gujarat State Co-operative Bank Ltd's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with GSC Bank insured?
Deposits with Gujarat State Co-operative Bank Ltd are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these GSC Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 Jun 2026. Rates can change without notice, so verify on the official GSC Bank website before investing.
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Good to know
- Deposits with Gujarat State Co-operative Bank Ltd are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- GSC Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GSC Bank, depending on the tenure.
- GSC Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official GSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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