Rates verified from official source

Gujarat State Co-operative Bank Ltd interest rates · November 2026

What will my FD earn at GSC Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding

Overview

Gujarat State Co-operative Bank Ltd (GSC Bank) is a state co-operative apex bank, headquartered in Ahmedabad, established in 1960. Its headline 1-year FD rate of 6.75% is 0.03% above the state co-operative bank average of 6.72%, ranking #480 of 1033 banks on RateScan.in.

Headquarters
Ahmedabad
Established
1960
Monitored since
30 Sept 2026
Ownership
State co-operative apex bank for Gujarat; apex body of the short-term co-operative credit structure in the state, owned by district central co-operative banks and the Government of Gujarat
Operates in
Gujarat

Rates as of 3 Jun 2026, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names Gujarat State Co-operative Bank Ltd. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

40 branches in 6 districts

Most branches: Ahmedabad 32, Gandhinagar 3, Anand 2

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

GSC Bank Fixed Deposit rate changes

Changes to GSC Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to GSC Bank's fixed deposit (FD) rates has been recorded since tracking started on 30 Sept 2026.

Good to know

  • Deposits with Gujarat State Co-operative Bank Ltd are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • GSC Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GSC Bank, depending on the tenure.
  • GSC Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official GSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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