Equitas Small Finance Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Equitas?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 29 days 2 slabs at this rate |
3.50% | 4.00% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
30 - 45 days |
4.00% | 4.50% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
46 to 90 days 2 slabs at this rate |
4.75% | 5.25% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
91 to 180 days 2 slabs at this rate |
5.25% | 5.75% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
181 to 364 days 3 slabs at this rate |
6.35% | 6.85% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
1 year to 18 months 3 slabs at this rate |
7.10% | 7.60% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
18 months 1 day to 2 years |
7.00% | 7.50% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
777 Days to 887 days 2 slabs at this rate |
7.10% | 7.60% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
888 days |
7.75% | 8.25% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
889 day to 3 years |
7.10% | 7.60% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
3 years 2 days to 10 years 3 slabs at this rate |
7.00% | 7.50% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
2 years 1 day 776 days |
7.10% | 7.60% | Below ₹3 crore | 16 Jun 2026 ✓ verified 11 Nov 2026 | official fetched 20 Sept 2026 |
Compare Equitas FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Equitas FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.10%Before you book
Equitas Fixed Deposit: frequently asked questions
What is the highest Equitas Fixed Deposit interest rate?
As of 14 Nov 2026, Equitas Small Finance Bank offers up to 7.75% p.a. on its fixed deposit (FD) (888 days) for general customers and 8.25% p.a. (888 days) for senior citizens. Rates below are as published by the bank. Confirm with Equitas before investing.
What is the Equitas 1-year FD interest rate?
As of 14 Nov 2026, Equitas Small Finance Bank offers 7.10% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Jun 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Equitas 2-year FD interest rate?
As of 14 Nov 2026, Equitas Small Finance Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Jun 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Equitas 3-year FD interest rate?
As of 14 Nov 2026, Equitas Small Finance Bank offers 7.10% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Jun 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Equitas 5-year FD interest rate?
As of 14 Nov 2026, Equitas Small Finance Bank offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Jun 2026 and was last verified 11 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Equitas?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Equitas Small Finance Bank, depending on the tenure.
When did Equitas last change its Fixed Deposit rates?
RateScan.in has recorded no change to Equitas Small Finance Bank's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does Equitas offer?
Equitas Small Finance Bank's published fixed deposit (FD) rate table has 22 tenure bands, from “7 - 14 days” to “5 years 1 day to 10 years”.
Does Equitas pay more than the Post Office Time Deposit?
Equitas Small Finance Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.10% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.10% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Equitas's 1-year FD rate rank?
Equitas Small Finance Bank's 1-year general FD rate of 7.10% ranks #276 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Equitas insured?
Deposits with Equitas Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Equitas rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 Jun 2026. Rates can change without notice, so verify on the official Equitas website before investing.
More Equitas rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Equitas with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Compare Equitas with other banks
See Equitas FD rates side by side against India's top banks.
Good to know
- Deposits with Equitas Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Equitas is a small finance bank licensed and regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Equitas, depending on the tenure.
Informational only. Always confirm the current rate on the official Equitas website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.