Emirates NBD Bank (P.J.S.C.) (India) Fixed Deposit interest rates · November 2026
What will my FD earn at Emirates NBD India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days 2 slabs at this rate |
2.75% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
15 days to 29 days 2 slabs at this rate |
3.00% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
30 days to 60 days 5 slabs at this rate |
3.50% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
61 days to 90 days 2 slabs at this rate |
3.75% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 181 days 3 slabs at this rate |
4.00% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
182 days to 274 days |
5.00% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
275 days to less than 1 year |
5.25% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 year to 374 days 2 slabs at this rate |
6.25% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
375 days to 5 years 5 slabs at this rate |
6.75% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Emirates NBD India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%- domestic / NRO callable deposits below ₹3 crore
Before you book
Emirates NBD India Fixed Deposit: frequently asked questions
What is the highest Emirates NBD India Fixed Deposit interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers up to 6.75% p.a. on its fixed deposit (FD) (375 days) for general customers. Rates below are as published by the bank. Confirm with Emirates NBD India before investing.
What is the Emirates NBD India 1-year FD interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers 6.25% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Emirates NBD India 2-year FD interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers 6.75% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Emirates NBD India 3-year FD interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers 6.75% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Emirates NBD India 5-year FD interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers 6.75% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Emirates NBD India?
Emirates NBD Bank (P.J.S.C.) (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Emirates NBD India last change its Fixed Deposit rates?
RateScan.in has recorded no change to Emirates NBD Bank (P.J.S.C.) (India)'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Emirates NBD India offer?
Emirates NBD Bank (P.J.S.C.) (India)'s published fixed deposit (FD) rate table has 23 tenure bands, from “7 days to 10 days” to “3 years to 5 years”.
Does Emirates NBD India pay more than the Post Office Time Deposit?
Emirates NBD Bank (P.J.S.C.) (India) pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Emirates NBD India's 1-year FD rate rank?
Emirates NBD Bank (P.J.S.C.) (India)'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Emirates NBD India insured?
Deposits with Emirates NBD Bank (P.J.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Emirates NBD India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 13 Nov 2026. Rates can change without notice, so verify on the official Emirates NBD India website before investing.
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Good to know
- Deposits with Emirates NBD Bank (P.J.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Emirates NBD India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official Emirates NBD India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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