Emirates NBD Bank (P.J.S.C.) (India) FCNR(B) Deposit interest rates · November 2026
Emirates NBD India's best FCNR(B) Deposit rate is 3.75% (12 months to 13 months, USD).
FCNR(B) Deposit rates
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | Effective On | Source |
|---|---|---|---|---|---|
| USD | 12 months to 13 months |
3.75% | Any amount | 16 Mar 2026 ✓ verified 13 Nov 2026 |
official fetched 27 Oct 2026 |
| USD | Above 13 months to 24 months |
3.70% | Any amount | 16 Mar 2026 ✓ verified 13 Nov 2026 |
official fetched 27 Oct 2026 |
| USD | Above 24 months to 36 months |
3.65% | Any amount | 16 Mar 2026 ✓ verified 13 Nov 2026 |
official fetched 27 Oct 2026 |
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Emirates NBD India FCNR(B) return examples
| Deposit | Highest rate1 year3.75% | 2 years3.70% | 3 years3.65% |
|---|---|---|---|
| $5,000 | ★$5,189+$189 interest | $5,380+$380 interest | $5,573+$573 interest |
| $10,000 | ★$10,379+$379 interest | $10,761+$761 interest | $11,146+$1,146 interest |
| $25,000 | ★$25,946+$946 interest | $26,902+$1,902 interest | $27,865+$2,865 interest |
| $50,000 | ★$51,893+$1,893 interest | $53,804+$3,804 interest | $55,731+$5,731 interest |
| $100,000 | ★$103,785+$3,785 interest | $107,608+$7,608 interest | $111,462+$11,462 interest |
Darker shade = higher rate. ★ marks the highest rate for that amount. Cumulative estimate with 180-day compounding, in the deposit currency. Rates as of 14 Nov 2026. Confirm the current rate with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Emirates NBD India FCNR(B): frequently asked questions
What is the highest Emirates NBD India FCNR(B) interest rate?
As of 14 Nov 2026, Emirates NBD Bank (P.J.S.C.) (India) offers up to 3.75% p.a. on its FCNR(B) deposit (12 months to 13 months, USD) for general customers. Rates below are as published by the bank. Confirm with Emirates NBD India before investing.
Which currencies does Emirates NBD India offer for FCNR(B) deposits?
Emirates NBD Bank (P.J.S.C.) (India) lists FCNR(B) rates for USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
When did Emirates NBD India last change its FCNR(B) rates?
RateScan.in has recorded no change to Emirates NBD Bank (P.J.S.C.) (India)'s FCNR(B) deposit rates since it started tracking them on 27 Oct 2026.
Is my FCNR(B) deposit with Emirates NBD India insured?
Deposits with Emirates NBD Bank (P.J.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Emirates NBD India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 Mar 2026. Rates can change without notice, so verify on the official Emirates NBD India website before investing.
More Emirates NBD India rates
FCNR(B) rates at other banks
Good to know
- Deposits with Emirates NBD Bank (P.J.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Emirates NBD India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official Emirates NBD India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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