DCB Bank Fixed Deposit interest rates · November 2026
What will my FD earn at DCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.75% | 4.00% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
46 days to 90 days |
4.50% | 4.75% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
91 days to less than 6 months |
4.75% | 5.00% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
6 months to less than 10 months |
6.00% | 6.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
10 months to less than 12 months |
6.50% | 6.75% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
12 months to less than 15 months |
6.90% | 7.15% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
15 months to less than 16 months |
7.25% | 7.75% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
16 months to less than 17 months |
6.90% | 7.15% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
17 months to 20 months |
7.75% | 8.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
More than 20 months to less than 24 months |
6.90% | 7.15% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
24 months to less than 25 months |
7.40% | 7.90% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
25 months to less than 27 months |
6.90% | 7.15% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
27 months to less than 34 months |
7.00% | 7.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
34 months to Less than 35 months |
7.45% | 7.95% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
35 months to less than 37 months |
7.00% | 7.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
37 months to 38 months |
7.10% | 7.60% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
More than 38 months to less than 60 months |
7.00% | 7.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
60 months to 61 months |
7.50% | 8.00% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
More than 61 months to 120 months |
7.00% | 7.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
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DCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.90%Before you book
DCB Fixed Deposit: frequently asked questions
What is the highest DCB Fixed Deposit interest rate?
As of 14 Nov 2026, DCB Bank offers up to 7.75% p.a. on its fixed deposit (FD) (17 months to 20 months) for general customers and 8.25% p.a. (17 months to 20 months) for senior citizens. Rates below are as published by the bank. Confirm with DCB before investing.
What is the DCB 1-year FD interest rate?
As of 14 Nov 2026, DCB Bank offers 6.90% p.a. on a 1-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the DCB 2-year FD interest rate?
As of 14 Nov 2026, DCB Bank offers 7.40% p.a. on a 2-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the DCB 3-year FD interest rate?
As of 14 Nov 2026, DCB Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the DCB 5-year FD interest rate?
As of 14 Nov 2026, DCB Bank offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at DCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB Bank, depending on the tenure.
When did DCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to DCB Bank's fixed deposit (FD) rates since it started tracking them on 20 Sept 2026.
What fixed deposit (FD) tenures does DCB offer?
DCB Bank's published fixed deposit (FD) rate table has 19 tenure bands, from “7 days to 45 days” to “More than 61 months to 120 months”.
Does DCB pay more than the Post Office Time Deposit?
DCB Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.90% (PO 6.90%), 2y 7.40% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does DCB's 1-year FD rate rank?
DCB Bank's 1-year general FD rate of 6.90% ranks #424 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with DCB insured?
Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these DCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official DCB website before investing.
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Good to know
- Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- DCB is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB, depending on the tenure.
Informational only. Always confirm the current rate on the official DCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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