Rates verified from official source

DCB Bank Recurring Deposit interest rates · October 2026

As of 5 Oct 2026, DCB Bank offers up to 7.50% p.a. on its recurring deposit (RD) (24 months to less than 25 months) for general customers and 8.00% p.a. (24 months to less than 25 months) for senior citizens. Rates below are as published by the bank — confirm with DCB before investing.

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
15 months to less than 16 months
7.10% 7.60% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
16 months to less than 24 months
6.90% 7.15% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
24 months to less than 25 months
7.50% 8.00% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
25 months to less than 27 months
6.90% 7.15% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
27 months to less than 34 months
7.00% 7.25% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
34 months to Less than 35 months
7.50% 8.00% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
35 months to less than 37 months
7.00% 7.25% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
37 months to 38 months
7.10% 7.60% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
More than 38 months to less than 60 months
7.00% 7.25% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
60 months to 61 months
7.50% 8.00% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
More than 61 months to 120 months
7.00% 7.25% Any amount
20 Sept 2026
official
fetched 20 Sept 2026
Source ↗

DCB Recurring Deposit: frequently asked questions

What is the highest DCB Recurring Deposit interest rate?

As of 5 Oct 2026, DCB Bank offers up to 7.50% p.a. on its recurring deposit (RD) (24 months to less than 25 months) for general customers and 8.00% p.a. (24 months to less than 25 months) for senior citizens. Rates below are as published by the bank — confirm with DCB before investing.

Do senior citizens get higher Recurring Deposit rates at DCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DCB Bank, depending on the tenure.

Is my recurring deposit (RD) with DCB insured?

Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 20 Sept 2026. Rates can change without notice, so verify on the official DCB website before investing.

Good to know

Deposits with DCB Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official DCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.