DBS Bank India Fixed Deposit interest rates · November 2026
What will my FD earn at DBS?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days |
4.25% | 4.25% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
8 days |
3.00% | 3.00% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
9 days to 14 days |
2.75% | 2.75% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
15 days to 45 days 2 slabs at this rate |
3.25% | 3.25% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 60 days |
3.50% | 3.50% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
61 days |
3.75% | 3.75% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
62 days to 90 days |
4.00% | 4.00% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 180 days |
4.25% | 4.25% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 days |
5.00% | 5.50% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
182 days to 269 days 2 slabs at this rate |
5.80% | 6.30% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
270 days to less than 1 year |
6.00% | 6.50% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 year to 375 days |
6.25% | 6.75% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
376 days to 500 days 2 slabs at this rate |
6.40% | 6.90% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
501 days to less than 5 years 9 slabs at this rate |
6.50% | 7.00% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
5 years and above |
6.25% | 6.75% | Below ₹3 crore | 30 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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DBS FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%- domestic deposits below ₹3 crore
Before you book
DBS Fixed Deposit: frequently asked questions
What is the highest DBS Fixed Deposit interest rate?
As of 14 Nov 2026, DBS Bank India offers up to 6.50% p.a. on its fixed deposit (FD) (501 days to 540 days) for general customers and 7.00% p.a. (501 days to 540 days) for senior citizens. Rates below are as published by the bank. Confirm with DBS before investing.
What is the DBS 1-year FD interest rate?
As of 14 Nov 2026, DBS Bank India offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the DBS 2-year FD interest rate?
As of 14 Nov 2026, DBS Bank India offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the DBS 3-year FD interest rate?
As of 14 Nov 2026, DBS Bank India offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the DBS 5-year FD interest rate?
As of 14 Nov 2026, DBS Bank India offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 30 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at DBS?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DBS Bank India, depending on the tenure.
When did DBS last change its Fixed Deposit rates?
RateScan.in has recorded no change to DBS Bank India's fixed deposit (FD) rates since it started tracking them on 19 Sept 2026.
What fixed deposit (FD) tenures does DBS offer?
DBS Bank India's published fixed deposit (FD) rate table has 26 tenure bands, from “7 days” to “5 years and above”.
Does DBS pay more than the Post Office Time Deposit?
DBS Bank India pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does DBS's 1-year FD rate rank?
DBS Bank India's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with DBS insured?
Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these DBS rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official DBS website before investing.
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Good to know
- Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- DBS is a foreign bank operating in India, regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at DBS, depending on the tenure.
Informational only. Always confirm the current rate on the official DBS website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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