Rates verified from official source

DBS Bank India
deposit rates

Top FD rate
6.51%
* Annualized Yield for 376 days to 540 days from
Senior citizen FD
6.60%
* Annualized Yield for 376 days to 540 days from

Overview

www.dbsbank.in

DBS Bank India (DBS) is a foreign bank operating in India, headquartered in Mumbai, established in 2019.

Headquarters
Mumbai
Established
2019
Ownership
Indian subsidiary (DBS Bank India Ltd, incorporated 2019) of DBS Bank Ltd, Singapore
Operates in
Andhra Pradesh, Chhattisgarh, Chandigarh, Delhi + 15 more states
Financial health
CRAR
15.81%
Capital adequacy
Net NPA
0.30%
Bad loans (net)
Credit rating CRISIL
AAA
FD / senior bond

Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.

Recent movement
unchanged

Rates as of 24 Sept 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India) — Indian operations' deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at DBS (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

No General FD rate data available.

No Senior FD rate data available.

No additional super-senior premium — showing Senior rates.

TenureGeneralSeniorTrendApplies to
* Annualized Yield for 376 days to 540 days from
6.51% 6.60% Below ₹3 crore (retail)
Source ↗

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
* Annualized Yield for 376 days to 540 days from
6.51% 6.60% Any amount
Source ↗

Good to know

Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official DBS website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.