City Union Bank Fixed Deposit interest rates · November 2026
What will my FD earn at City Union?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
4.00% | 4.00% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
15 days to 45 days |
4.25% | 4.25% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
46 days to 90 days |
4.75% | 4.75% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
91 days to 180 days |
5.75% | 5.75% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
181 days to 270 days |
6.00% | 6.20% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
271 days to 364 days |
6.25% | 6.45% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
365 days to 443 days |
6.65% | 6.85% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
444 days 444-day Special |
6.85% | 7.05% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 21 Oct 2026 |
445 days to 554 days |
7.05% | 7.25% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 21 Oct 2026 |
555 days 555-day Special |
7.15% | 7.35% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 21 Oct 2026 |
556 days to 3 years |
7.30% | 7.50% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 21 Oct 2026 |
Over 3 Years upto 5 Years |
6.55% | 6.75% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
Over 5 Years upto 10 Years |
6.25% | 6.50% | Below ₹3 crore (retail) | 21 Oct 2026 ✓ verified 14 Nov 2026 | official fetched 19 Sept 2026 |
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City Union FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.65%Before you book
City Union Fixed Deposit: frequently asked questions
What is the highest City Union Fixed Deposit interest rate?
As of 14 Nov 2026, City Union Bank offers up to 7.30% p.a. on its fixed deposit (FD) (556 days to 3 years) for general customers and 7.50% p.a. (556 days to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with City Union before investing.
What is the City Union 1-year FD interest rate?
As of 14 Nov 2026, City Union Bank offers 6.65% p.a. on a 1-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Oct 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the City Union 2-year FD interest rate?
As of 14 Nov 2026, City Union Bank offers 7.30% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Oct 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at City Union?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at City Union Bank, depending on the tenure.
When did City Union last change its Fixed Deposit rates?
City Union Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 21 Oct 2026: the general rate for 556 days to 3 years went from 6.50% to 7.30%. RateScan.in has tracked City Union's rates since 19 Sept 2026.
What fixed deposit (FD) tenures does City Union offer?
City Union Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “Over 5 Years upto 10 Years”.
Does City Union have special fixed deposit (FD) schemes?
City Union Bank's rate table lists these named schemes (2): 444-day Special; 555-day Special. Check eligibility and end dates with the bank.
Does City Union pay more than the Post Office Time Deposit?
City Union Bank pays more than the Post Office Time Deposit at 1 of 2 standard tenures compared (general rates). Rates: 1y 6.65% (PO 6.90%), 2y 7.30% (PO 7.00%). PO is the Post Office Time Deposit rate.
How does City Union's 1-year FD rate rank?
City Union Bank's 1-year general FD rate of 6.65% ranks #559 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with City Union insured?
Deposits with City Union Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these City Union rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 21 Oct 2026. Rates can change without notice, so verify on the official City Union website before investing.
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Good to know
- Deposits with City Union Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- City Union is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at City Union, depending on the tenure.
- City Union's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official City Union website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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