Citibank N.A. (India) interest rates · November 2026
Citibank India FD rates
All tenures, calculator and comparison →What will my FD earn at Citibank India?
Overview
Citibank N.A. (India) (Citibank India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 1.75% is 4.05% below the foreign bank average of 5.80%, ranking #1033 of 1033 banks on RateScan.in.
Rates as of 13 Nov 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.
RBI record
Every RBI press release since 1 Jan 2024 that names Citibank N.A. (India), newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹39.00 lakh
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Large Exposures Framework’ and ‘Furnishing of Credit Information to Credit Information Companies (CICs)”
What RBI found
“The bank reported certain breaches in Large Exposures limits with delay; The bank did not upload the rectified data pertaining to certain segment, within seven days of receipt of the rejection reports from Credit Information Companies.”
RBI says: “The action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
20 branches in 14 districts
Most branches: Mumbai 7, Ahmedabad 1, Bengaluru Urban 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Citibank India rates
Every rate, tenure by tenure, and what your money grows to.
Citibank India Fixed Deposit rate changes
Changes to Citibank India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Citibank India's fixed deposit (FD) rates has been recorded since tracking started on 27 Oct 2026.
Good to know
- Deposits with Citibank N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Citibank India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official Citibank India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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