Rates verified from official source

Citibank N.A. (India) NRE Fixed Deposit interest rates · November 2026

Citibank India's best NRE Fixed Deposit rate is 1.75% (365 days to 400 days), 5.75 points below the best on the market (7.50%).

TenureGeneralSeniorApplies toEffective OnSource
365 days to 1096
days and above
5 slabs at this rate
1.75% 1.75% Below ₹3 crore
13 Nov 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Citibank India NRE FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

  • NRE deposits below ₹3 crore (the NRO / NRE table)
Before you book

Citibank India NRE FD: frequently asked questions

What is the highest Citibank India NRE FD interest rate?

As of 14 Nov 2026, Citibank N.A. (India) offers up to 1.75% p.a. on its NRE fixed deposit (365 days to 400 days) for general customers. Rates below are as published by the bank. Confirm with Citibank India before investing.

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Do senior citizens get higher NRE FD rates at Citibank India?

Citibank N.A. (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on Citibank India NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

When did Citibank India last change its NRE FD rates?

RateScan.in has recorded no change to Citibank N.A. (India)'s NRE fixed deposit rates since it started tracking them on 27 Oct 2026.

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What NRE fixed deposit tenures does Citibank India offer?

Citibank N.A. (India)'s published NRE fixed deposit rate table has 5 tenure bands, from “365 days to 400 days” to “1096 days and above”.

Is my NRE fixed deposit with Citibank India insured?

Deposits with Citibank N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Citibank India rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 13 Nov 2026. Rates can change without notice, so verify on the official Citibank India website before investing.

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Good to know

  • Deposits with Citibank N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Citibank India is a foreign bank operating in India, regulated by the RBI.

Informational only. Always confirm the current rate on the official Citibank India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.