Chhattisgarh Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at CGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate |
3.25% | – | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 days to 90 days |
4.50% | – | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 25 Sept 2026 |
91 days to 179 days |
4.75% | – | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
180 days to 240 days |
5.50% | – | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
241 days to less than 1 year |
6.00% | – | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
1 year to less than 2 years |
6.50% | 7.00% | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 25 Sept 2026 |
2 years to less than 3 years |
6.50% | 7.00% | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
3 years to less than 5 years |
6.00% | 6.50% | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 25 Sept 2026 |
5 years to 10 years 2 slabs at this rate |
6.00% | 6.50% | Below ₹2 crore | 17 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
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Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
CGB Fixed Deposit: frequently asked questions
What is the highest CGB Fixed Deposit interest rate?
As of 14 Nov 2026, Chhattisgarh Gramin Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.00% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with CGB before investing.
What is the CGB 1-year FD interest rate?
As of 14 Nov 2026, Chhattisgarh Gramin Bank offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the CGB 2-year FD interest rate?
As of 14 Nov 2026, Chhattisgarh Gramin Bank offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the CGB 3-year FD interest rate?
As of 14 Nov 2026, Chhattisgarh Gramin Bank offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the CGB 5-year FD interest rate?
As of 14 Nov 2026, Chhattisgarh Gramin Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at CGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Chhattisgarh Gramin Bank, depending on the tenure.
When did CGB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Chhattisgarh Gramin Bank's fixed deposit (FD) rates since it started tracking them on 22 Sept 2026.
What fixed deposit (FD) tenures does CGB offer?
Chhattisgarh Gramin Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “8 years to 10 years”.
Does CGB pay more than the Post Office Time Deposit?
Chhattisgarh Gramin Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does CGB's 1-year FD rate rank?
Chhattisgarh Gramin Bank's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with CGB insured?
Deposits with Chhattisgarh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these CGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 17 Dec 2025. Rates can change without notice, so verify on the official CGB website before investing.
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Good to know
- Deposits with Chhattisgarh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- CGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at CGB, depending on the tenure.
Informational only. Always confirm the current rate on the official CGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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