Rates verified from official source

The Birbhum District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Birbhum DCC Bank's best Fixed Deposit rate is 5.50% (3 Years to 5 Years), 4.50 points below the best on the market (10.00%).

  • Seniors: up to 6.10% (3 Years to 5 Years), 0.60 points above the general rate for that tenure.

What will my FD earn at Birbhum DCC Bank?

Estimated value after 1 year · before tax ₹5,26,252 5.15% p.a. · ₹26,252 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days to 14 Days
4.00% 4.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
15 Days
to 29 Days
4.05% 4.05% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
30 Days
to 45 Days
4.10% 4.10% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
46 Days
to 90 Days
4.15% 4.15% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
91 Days to
180 Days
4.20% 4.20% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
181 Days
to 364 Days
4.50% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 year
5.15% 5.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
Above 1 Year to
less than 3 Years
5.10% 5.45% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
3 Years
to 5 Years
5.50% 6.10% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
above 5 years
5.25% 5.40% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Birbhum DCC Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.15%
Before you book

Birbhum DCC Bank Fixed Deposit: frequently asked questions

What is the highest Birbhum DCC Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Birbhum District Central Co-operative Bank Ltd. offers up to 5.50% p.a. on its fixed deposit (FD) (3 Years to 5 Years) for general customers and 6.10% p.a. (3 Years to 5 Years) for senior citizens. Rates below are as published by the bank. Confirm with Birbhum DCC Bank before investing.

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What is the Birbhum DCC Bank 1-year FD interest rate?

As of 14 Nov 2026, The Birbhum District Central Co-operative Bank Ltd. offers 5.15% p.a. on a 1-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Birbhum DCC Bank 2-year FD interest rate?

As of 14 Nov 2026, The Birbhum District Central Co-operative Bank Ltd. offers 5.10% p.a. on a 2-year FD for general customers and 5.45% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Birbhum DCC Bank 3-year FD interest rate?

As of 14 Nov 2026, The Birbhum District Central Co-operative Bank Ltd. offers 5.50% p.a. on a 3-year FD for general customers and 6.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Birbhum DCC Bank 5-year FD interest rate?

As of 14 Nov 2026, The Birbhum District Central Co-operative Bank Ltd. offers 5.50% p.a. on a 5-year FD for general customers and 6.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Birbhum DCC Bank?

Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at The Birbhum District Central Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Birbhum DCC Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Birbhum District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Birbhum DCC Bank offer?

The Birbhum District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 Days to 14 Days” to “above 5 years”.

Does Birbhum DCC Bank pay more than the Post Office Time Deposit?

The Birbhum District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.15% (PO 6.90%), 2y 5.10% (PO 7.00%), 3y 5.50% (PO 7.10%), 5y 5.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Birbhum DCC Bank's 1-year FD rate rank?

The Birbhum District Central Co-operative Bank Ltd.'s 1-year general FD rate of 5.15% ranks #989 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Birbhum DCC Bank insured?

Deposits with The Birbhum District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Birbhum DCC Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Birbhum DCC Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Birbhum District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Birbhum DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Birbhum DCC Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Birbhum DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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