Banda District Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Banda DCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.50% | 3.50% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 90 days |
4.50% | 4.50% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 180 days |
5.50% | 5.50% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 days to less than 1 year |
5.75% | 5.75% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
For 1 year |
6.85% | 7.35% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
above 1 years to 2 year |
6.80% | 7.30% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
above 2 years to 3 year |
6.75% | 7.25% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
above 3 years to less than 5 year |
6.70% | 7.20% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
above 5 years to 10 year |
6.70% | 7.20% | Any amount | 20 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Compare Banda DCB FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Banda DCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.85%Before you book
Banda DCB Fixed Deposit: frequently asked questions
What is the highest Banda DCB Fixed Deposit interest rate?
As of 14 Nov 2026, Banda District Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (For 1 year) for general customers and 7.35% p.a. (For 1 year) for senior citizens. Rates below are as published by the bank. Confirm with Banda DCB before investing.
What is the Banda DCB 1-year FD interest rate?
As of 14 Nov 2026, Banda District Co-operative Bank Ltd. offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Banda DCB 2-year FD interest rate?
As of 14 Nov 2026, Banda District Co-operative Bank Ltd. offers 6.80% p.a. on a 2-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Banda DCB 3-year FD interest rate?
As of 14 Nov 2026, Banda District Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Banda DCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Banda District Co-operative Bank Ltd., depending on the tenure.
When did Banda DCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Banda District Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Banda DCB offer?
Banda District Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 45 days” to “above 5 years to 10 year”.
Does Banda DCB pay more than the Post Office Time Deposit?
Banda District Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 6.85% (PO 6.90%), 2y 6.80% (PO 7.00%), 3y 6.75% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Banda DCB's 1-year FD rate rank?
Banda District Co-operative Bank Ltd.'s 1-year general FD rate of 6.85% ranks #441 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Banda DCB insured?
Deposits with Banda District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Banda DCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 Feb 2023. Rates can change without notice, so verify on the official Banda DCB website before investing.
More Banda DCB rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Banda DCB with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among district co-operative banks → Best FD rates in Uttar Pradesh →
Good to know
- Deposits with Banda District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Banda DCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Banda DCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Banda DCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.