Axis Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Axis?
Early withdrawal: 1% lower rate on every regular tenure; special schemes can differ. Bank's terms ↗ · Checked 13 Oct 2026
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 29 days 2 slabs at this rate |
3.00% | 3.50% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
30 – 45 days |
3.25% | 3.75% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
46 – 60 days |
4.00% | 4.50% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
61 days - 87 days |
4.75% | 5.25% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
88 days to 3 months 25 days < 4 months 2 slabs at this rate |
5.00% | 5.50% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 3 Nov 2026 |
4 months < 6 months |
5.00% | 5.50% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
6 months < 9 months |
5.50% | 6.00% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
9 months < 1 year |
5.75% | 6.25% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
1 year to 1 year 11 days < 13 months 2 slabs at this rate |
6.25% | 6.75% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 3 Nov 2026 |
13 months < 15 months |
6.25% | 6.75% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 20 Sept 2026 |
15 months < 18 months |
6.45% | 6.95% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
18 Months < 2 years |
6.50% | 7.00% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
2 years to 3 years < 5 years 2 slabs at this rate |
6.60% | 7.10% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 3 Nov 2026 |
5 years to 10 years |
6.60% | 7.35% | Below ₹3 crore | 9 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 3 Nov 2026 |
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Axis FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Axis Fixed Deposit: frequently asked questions
What is the highest Axis Fixed Deposit interest rate?
As of 14 Nov 2026, Axis Bank offers up to 6.60% p.a. on its fixed deposit (FD) (2 years < 3 years) for general customers and 7.35% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Axis before investing.
What is the Axis 1-year FD interest rate?
As of 14 Nov 2026, Axis Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Axis 2-year FD interest rate?
As of 14 Nov 2026, Axis Bank offers 6.60% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Axis 3-year FD interest rate?
As of 14 Nov 2026, Axis Bank offers 6.60% p.a. on a 3-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Axis 5-year FD interest rate?
As of 14 Nov 2026, Axis Bank offers 6.60% p.a. on a 5-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Axis?
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Axis Bank, depending on the tenure.
When did Axis last change its Fixed Deposit rates?
Axis Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 9 Nov 2026: the general rate for 15 months < 18 months went from 6.70% to 6.45%. RateScan.in has tracked Axis's rates since 20 Sept 2026.
What fixed deposit (FD) tenures does Axis offer?
Axis Bank's published fixed deposit (FD) rate table has 18 tenure bands, from “7 – 14 days” to “5 years to 10 years”.
Does Axis pay more than the Post Office Time Deposit?
Axis Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.60% (PO 7.00%), 3y 6.60% (PO 7.10%), 5y 6.60% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Axis's 1-year FD rate rank?
Axis Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Axis insured?
Deposits with Axis Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Axis rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 9 Nov 2026. Rates can change without notice, so verify on the official Axis website before investing.
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Good to know
- Deposits with Axis Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Axis is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Axis, depending on the tenure.
Informational only. Always confirm the current rate on the official Axis website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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