Rates verified from official source

Axis Bank Recurring Deposit interest rates · October 2026

As of 5 Oct 2026, Axis Bank offers up to 6.50% p.a. on its recurring deposit (RD) (18 Months < 2 years) for general customers and 7.25% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank — confirm with Axis before investing.

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
1 year 11 days < 13 months
6.25% 6.75% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
13 months < 15 months
6.25% 6.75% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
15 months < 18 months
6.45% 6.95% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
18 Months < 2 years
6.50% 7.00% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
2 years < 3 years
6.50% 7.00% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
3 years < 5 years
6.50% 7.00% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
5 years to 10 years
6.50% 7.25% Any amount
30 Sept 2026
official
fetched 20 Sept 2026
✓ verified 2 Oct 2026
Source ↗

Axis Recurring Deposit: frequently asked questions

What is the highest Axis Recurring Deposit interest rate?

As of 5 Oct 2026, Axis Bank offers up to 6.50% p.a. on its recurring deposit (RD) (18 Months < 2 years) for general customers and 7.25% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank — confirm with Axis before investing.

Do senior citizens get higher Recurring Deposit rates at Axis?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Axis Bank, depending on the tenure.

Is my recurring deposit (RD) with Axis insured?

Deposits with Axis Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Axis rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official Axis website before investing.

Good to know

Deposits with Axis Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Axis website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.