Arunachal Pradesh State Co-operative Apex Bank Fixed Deposit interest rates · November 2026
What will my FD earn at APAB?
Showing 6 of 10 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days |
4.00% | 4.50% | Below ₹1 crore | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 180 days |
4.50% | 5.00% | Below ₹1 crore | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
181 days to less than 1 year Below ₹1 crore |
5.00% | 5.50% | Below ₹1 crore | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
181 days to less than 1 year ₹1 crore & above |
5.50% | 6.00% | ₹1 crore & above | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 year to 3 years Below ₹1 crore |
5.75% | 6.25% | Below ₹1 crore | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
1 year to 3 years ₹1 crore & above |
6.25% | 6.75% | ₹1 crore & above | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
3 years to 5 years Below ₹1 crore |
6.00% | 6.50% | Below ₹1 crore | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
3 years to 5 years ₹1 crore & above |
6.50% | 7.00% | ₹1 crore & above | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
Above 5 years Below ₹1 crore |
6.50% | 7.00% | Below ₹1 crore | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 18 Oct 2026 |
Above 5 years ₹1 crore & above |
7.00% | 7.50% | ₹1 crore & above | 1 Jun 2020 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
No rates match these filters.
Compare APAB FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
APAB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.75%Before you book
APAB Fixed Deposit: frequently asked questions
What is the highest APAB Fixed Deposit interest rate?
As of 14 Nov 2026, Arunachal Pradesh State Co-operative Apex Bank offers up to 6.50% p.a. on its fixed deposit (FD) (Above 5 years) for general customers and 7.00% p.a. (Above 5 years) for senior citizens. Rates below are as published by the bank. Confirm with APAB before investing.
What is the APAB 1-year FD interest rate?
As of 14 Nov 2026, Arunachal Pradesh State Co-operative Apex Bank offers 5.75% p.a. on a 1-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the APAB 2-year FD interest rate?
As of 14 Nov 2026, Arunachal Pradesh State Co-operative Apex Bank offers 5.75% p.a. on a 2-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the APAB 3-year FD interest rate?
As of 14 Nov 2026, Arunachal Pradesh State Co-operative Apex Bank offers 5.75% p.a. on a 3-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the APAB 5-year FD interest rate?
As of 14 Nov 2026, Arunachal Pradesh State Co-operative Apex Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2020 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at APAB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Arunachal Pradesh State Co-operative Apex Bank, depending on the tenure.
When did APAB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Arunachal Pradesh State Co-operative Apex Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does APAB offer?
Arunachal Pradesh State Co-operative Apex Bank's published fixed deposit (FD) rate table has 6 tenure bands, from “7 to 45 days” to “Above 5 years”.
Does APAB pay different fixed deposit (FD) rates by deposit size?
Yes. Arunachal Pradesh State Co-operative Apex Bank's table lists separate bands: Below ₹1 crore; ₹1 crore & above. Each row shows the band it applies to.
Does APAB pay more than the Post Office Time Deposit?
Arunachal Pradesh State Co-operative Apex Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 5.75% (PO 7.00%), 3y 5.75% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does APAB's 1-year FD rate rank?
Arunachal Pradesh State Co-operative Apex Bank's 1-year general FD rate of 5.75% ranks #900 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with APAB insured?
Deposits with Arunachal Pradesh State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these APAB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jun 2020. Rates can change without notice, so verify on the official APAB website before investing.
More APAB rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare APAB with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among state co-operative banks → Best FD rates in Arunachal Pradesh →
Good to know
- Deposits with Arunachal Pradesh State Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- APAB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at APAB, depending on the tenure.
Informational only. Always confirm the current rate on the official APAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.