Rates verified from official source

Almora Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Almora Urban Co-op Bank's best Fixed Deposit rate is 7.00% (1 Year to 2 Years), 2.50 points below the best on the market (9.50%).

  • Seniors: up to 7.50% (1 Year to 2 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Almora Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
Deposit amount

Showing 9 of 11 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 Days to 45 Days
4.00% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
46 Days
to 90 Days
4.75% 5.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
91 Days to
181 Days
5.25% 5.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
182 Days to
less than 1 Years
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
1 year
Above ₹15 lakh up to ₹25 lakh
7.05% 7.05% Above ₹15 lakh up to ₹25 lakh
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
1 Year to 2 Years
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 2 Years
to 3 Years
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 3 Years
to 5 Years
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 5 Years
Up to 10 Years
6.25% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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Almora Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.00%
  • bulk (single) term deposit for 1 year
Before you book

Almora Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Almora Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Almora Urban Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (1 Year to 2 Years) for general customers and 7.50% p.a. (1 Year to 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with Almora Urban Co-op Bank before investing.

See today's top interest rates →

What is the Almora Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Almora Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Almora Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Almora Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Almora Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Almora Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Almora Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, Almora Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Almora Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Almora Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Almora Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Almora Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Almora Urban Co-op Bank offer?

Almora Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 Days to 45 Days” to “Above 5 Years Up to 10 Years”.

Does Almora Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Almora Urban Co-operative Bank Ltd.'s table lists separate bands: Any amount; Above ₹15 lakh up to ₹25 lakh; Above ₹25 lakh, below ₹1 crore; ₹1 crore and above. Each row shows the band it applies to.

Does Almora Urban Co-op Bank pay more than the Post Office Time Deposit?

Almora Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Almora Urban Co-op Bank's 1-year FD rate rank?

Almora Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Almora Urban Co-op Bank insured?

Deposits with Almora Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Almora Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Almora Urban Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Almora Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Almora Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Almora Urban Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Almora Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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