Vidarbha Merchants Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Vidarbha Merchants Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
31 days to 90 days |
4.50% | 5.00% | Any amount | 2 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
6.50% | 7.00% | Any amount | 2 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 365 days |
5.75% | 6.25% | Any amount | 2 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
13 months to 36 months |
7.10% | 7.60% | Any amount | 2 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
37 months to 60 months |
7.15% | 7.65% | Any amount | 2 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Vidarbha Merchants Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.75%- Ordinary FD
- Reinvestment FD (RIP)
Before you book
Vidarbha Merchants Bank Fixed Deposit: frequently asked questions
What is the highest Vidarbha Merchants Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Vidarbha Merchants Urban Co-operative Bank Ltd. offers up to 7.15% p.a. on its fixed deposit (FD) (37 months to 60 months) for general customers and 7.65% p.a. (37 months to 60 months) for senior citizens. Rates below are as published by the bank. Confirm with Vidarbha Merchants Bank before investing.
What is the Vidarbha Merchants Bank 1-year FD interest rate?
As of 14 Nov 2026, Vidarbha Merchants Urban Co-operative Bank Ltd. offers 5.75% p.a. on a 1-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vidarbha Merchants Bank 2-year FD interest rate?
As of 14 Nov 2026, Vidarbha Merchants Urban Co-operative Bank Ltd. offers 7.10% p.a. on a 2-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vidarbha Merchants Bank 3-year FD interest rate?
As of 14 Nov 2026, Vidarbha Merchants Urban Co-operative Bank Ltd. offers 7.10% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vidarbha Merchants Bank 5-year FD interest rate?
As of 14 Nov 2026, Vidarbha Merchants Urban Co-operative Bank Ltd. offers 7.15% p.a. on a 5-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vidarbha Merchants Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vidarbha Merchants Urban Co-operative Bank Ltd., depending on the tenure.
When did Vidarbha Merchants Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Vidarbha Merchants Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Vidarbha Merchants Bank offer?
Vidarbha Merchants Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “31 days to 90 days” to “37 months to 60 months”.
Does Vidarbha Merchants Bank pay more than the Post Office Time Deposit?
Vidarbha Merchants Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 7.10% (PO 7.10%), 5y 7.15% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vidarbha Merchants Bank's 1-year FD rate rank?
Vidarbha Merchants Urban Co-operative Bank Ltd.'s 1-year general FD rate of 5.75% ranks #900 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vidarbha Merchants Bank insured?
Deposits with Vidarbha Merchants Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vidarbha Merchants Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 2 Nov 2026. Rates can change without notice, so verify on the official Vidarbha Merchants Bank website before investing.
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Good to know
- Deposits with Vidarbha Merchants Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vidarbha Merchants Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vidarbha Merchants Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vidarbha Merchants Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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