Vidarbha Merchants Urban Co-operative Bank Ltd. interest rates · November 2026
Vidarbha Merchants Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Vidarbha Merchants Bank?
Overview
Vidarbha Merchants Urban Co-operative Bank Ltd. (Vidarbha Merchants Bank) is an urban co-operative bank (UCB), headquartered in Hinganghat. Its headline 1-year FD rate of 5.75% is 0.90% below the urban co-operative bank average of 6.65%, ranking #900 of 1033 banks on RateScan.in.
Rates as of 2 Nov 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Vidarbha Merchants Urban Co-operative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Wardha
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Vidarbha Merchants Bank rates
Every rate, tenure by tenure, and what your money grows to.
Vidarbha Merchants Bank Fixed Deposit rate changes
Changes to Vidarbha Merchants Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 13 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Vidarbha Merchants Bank's fixed deposit (FD) rates has been recorded since tracking started on 13 Nov 2026.
Good to know
- Deposits with Vidarbha Merchants Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vidarbha Merchants Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vidarbha Merchants Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vidarbha Merchants Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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