The Vellore District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Vellore DCC Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
4.00% | 4.00% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
15 Days to 45 Days |
4.50% | 4.50% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 Days to 90 Days |
5.00% | 5.00% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 Days to 180 Days |
5.50% | 5.50% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 Days to 364 Days |
6.50% | 6.75% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
12 Months to 24 Months |
7.75% | 8.00% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
25 Months to 36 Months |
7.25% | 7.50% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Vellore DCC Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%Before you book
Vellore DCC Bank Fixed Deposit: frequently asked questions
What is the highest Vellore DCC Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Vellore District Central Co-operative Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (12 Months to 24 Months) for general customers and 8.00% p.a. (12 Months to 24 Months) for senior citizens. Rates below are as published by the bank. Confirm with Vellore DCC Bank before investing.
What is the Vellore DCC Bank 1-year FD interest rate?
As of 14 Nov 2026, The Vellore District Central Co-operative Bank Ltd. offers 7.75% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vellore DCC Bank 2-year FD interest rate?
As of 14 Nov 2026, The Vellore District Central Co-operative Bank Ltd. offers 7.75% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vellore DCC Bank 3-year FD interest rate?
As of 14 Nov 2026, The Vellore District Central Co-operative Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vellore DCC Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Vellore District Central Co-operative Bank Ltd., depending on the tenure.
When did Vellore DCC Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Vellore District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Vellore DCC Bank offer?
The Vellore District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 14 Days” to “25 Months to 36 Months”.
Does Vellore DCC Bank pay more than the Post Office Time Deposit?
The Vellore District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 3 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.25% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Vellore DCC Bank's 1-year FD rate rank?
The Vellore District Central Co-operative Bank Ltd.'s 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vellore DCC Bank insured?
Deposits with The Vellore District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vellore DCC Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2026. Rates can change without notice, so verify on the official Vellore DCC Bank website before investing.
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Good to know
- Deposits with The Vellore District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vellore DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Vellore DCC Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vellore DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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