Rates verified from official source

United Overseas Bank Limited (India) interest rates · November 2026

UOB India FD rates

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What will my FD earn at UOB India?

Estimated value after 1 year · before tax ₹5,25,213 4.95% p.a. · ₹25,213 interest · quarterly compounding

Overview

United Overseas Bank Limited (India) (UOB India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 4.95% is 0.70% below the foreign bank average of 5.65%, ranking #1011 of 1033 banks on RateScan.in.

Headquarters
Mumbai
Monitored since
13 Nov 2026
Ownership
Indian branch of United Overseas Bank Limited, Singapore
Operates in
Maharashtra

Rates as of 29 Oct 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names United Overseas Bank Limited (India). We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Head office in Mumbai

RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.

Head office from the bank's RBI registration.

UOB India Fixed Deposit rate changes

Changes to UOB India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 13 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to UOB India's fixed deposit (FD) rates has been recorded since tracking started on 13 Nov 2026.

Good to know

  • Deposits with United Overseas Bank Limited (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • UOB India is a foreign bank operating in India, regulated by the RBI.

Informational only. Always confirm the current rate on the official UOB India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.