Shri Swami Samarth Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Swami Samarth Sahakari Bank (Nighoj)?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 45 Days |
3.25% | 3.50% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 Days to 90 Days |
4.75% | 5.00% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 Days to 180 Days |
5.00% | 5.25% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 Days to 12 Months |
6.00% | 6.25% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
13 months to 24 months |
7.25% | 7.50% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
25 months to 120 months |
6.75% | 7.00% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Swami Samarth Sahakari Bank (Nighoj) FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%Before you book
Swami Samarth Sahakari Bank (Nighoj) Fixed Deposit: frequently asked questions
What is the highest Swami Samarth Sahakari Bank (Nighoj) Fixed Deposit interest rate?
As of 14 Nov 2026, Shri Swami Samarth Sahakari Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (13 months to 24 months) for general customers and 7.50% p.a. (13 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Swami Samarth Sahakari Bank (Nighoj) before investing.
What is the Swami Samarth Sahakari Bank (Nighoj) 1-year FD interest rate?
As of 14 Nov 2026, Shri Swami Samarth Sahakari Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Swami Samarth Sahakari Bank (Nighoj) 2-year FD interest rate?
As of 14 Nov 2026, Shri Swami Samarth Sahakari Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Swami Samarth Sahakari Bank (Nighoj) 3-year FD interest rate?
As of 14 Nov 2026, Shri Swami Samarth Sahakari Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Swami Samarth Sahakari Bank (Nighoj) 5-year FD interest rate?
As of 14 Nov 2026, Shri Swami Samarth Sahakari Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Swami Samarth Sahakari Bank (Nighoj)?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shri Swami Samarth Sahakari Bank Ltd., depending on the tenure.
When did Swami Samarth Sahakari Bank (Nighoj) last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shri Swami Samarth Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Swami Samarth Sahakari Bank (Nighoj) offer?
Shri Swami Samarth Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 Days to 45 Days” to “25 months to 120 months”.
Does Swami Samarth Sahakari Bank (Nighoj) pay more than the Post Office Time Deposit?
Shri Swami Samarth Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Swami Samarth Sahakari Bank (Nighoj)'s 1-year FD rate rank?
Shri Swami Samarth Sahakari Bank Ltd.'s 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Swami Samarth Sahakari Bank (Nighoj) insured?
Deposits with Shri Swami Samarth Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Swami Samarth Sahakari Bank (Nighoj) rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2026. Rates can change without notice, so verify on the official Swami Samarth Sahakari Bank (Nighoj) website before investing.
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Good to know
- Deposits with Shri Swami Samarth Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Swami Samarth Sahakari Bank (Nighoj) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Swami Samarth Sahakari Bank (Nighoj), depending on the tenure.
Informational only. Always confirm the current rate on the official Swami Samarth Sahakari Bank (Nighoj) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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