Rates verified from official source

Shri Swami Samarth Sahakari Bank Ltd. interest rates · November 2026

Swami Samarth Sahakari Bank (Nighoj) FD rates

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What will my FD earn at Swami Samarth Sahakari Bank (Nighoj)?

Estimated value after 1 year · before tax ₹5,30,682 6.00% p.a. · ₹30,682 interest · quarterly compounding

Overview

Shri Swami Samarth Sahakari Bank Ltd. (Swami Samarth Sahakari Bank (Nighoj)) is an urban co-operative bank (UCB), headquartered in Nighoj. Its headline 1-year FD rate of 6.00% is 0.65% below the urban co-operative bank average of 6.65%, ranking #817 of 1033 banks on RateScan.in.

Headquarters
Nighoj
Monitored since
24 Oct 2026
Operates in
Maharashtra

Rates as of 1 Aug 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names Shri Swami Samarth Sahakari Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Head office in Ahmednagar

RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.

Head office from the bank's RBI registration.

Swami Samarth Sahakari Bank (Nighoj) Fixed Deposit rate changes

Changes to Swami Samarth Sahakari Bank (Nighoj)'s fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Swami Samarth Sahakari Bank (Nighoj)'s fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.

Good to know

  • Deposits with Shri Swami Samarth Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Swami Samarth Sahakari Bank (Nighoj) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Swami Samarth Sahakari Bank (Nighoj), depending on the tenure.

Informational only. Always confirm the current rate on the official Swami Samarth Sahakari Bank (Nighoj) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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