Sikkim State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at SISCO Bank?
Showing 9 of 16 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 14 days |
3.25% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
7 to 29 days 2 slabs at this rate |
4.00% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
15 to 29 days |
4.00% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
30 to 45 days Below ₹2 crore |
4.25% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
30 to 45 days ₹2 crore and above |
5.00% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
46 to 60 days Below ₹2 crore |
5.00% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
46 to 60 days ₹2 crore and above |
5.50% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
61 to 90 days Below ₹2 crore |
5.25% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
61 to 90 days ₹2 crore and above |
6.00% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
91 to 179 days |
5.50% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
91 to 270 days 2 slabs at this rate |
6.50% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
180 to 270 days |
6.00% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
271 days to under 1 year Below ₹2 crore |
6.25% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
271 days to under 1 year ₹2 crore and above |
6.75% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
1 year to 10 years 3 slabs at this rate Below ₹2 crore |
7.30% | – | Below ₹2 crore | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 18 Oct 2026 |
1 year to 10 years 3 slabs at this rate ₹2 crore and above |
6.80% | – | ₹2 crore and above | 24 Jun 2026 ✓ verified 14 Nov 2026 | official fetched 30 Sept 2026 |
No rates match these filters.
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SISCO Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.30%Before you book
SISCO Bank Fixed Deposit: frequently asked questions
What is the highest SISCO Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Sikkim State Co-operative Bank offers up to 7.30% p.a. on its fixed deposit (FD) (1 year to under 2 years) for general customers. Rates below are as published by the bank. Confirm with SISCO Bank before investing.
What is the SISCO Bank 1-year FD interest rate?
As of 14 Nov 2026, Sikkim State Co-operative Bank offers 7.30% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 24 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the SISCO Bank 2-year FD interest rate?
As of 14 Nov 2026, Sikkim State Co-operative Bank offers 7.30% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 24 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the SISCO Bank 3-year FD interest rate?
As of 14 Nov 2026, Sikkim State Co-operative Bank offers 7.30% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 24 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the SISCO Bank 5-year FD interest rate?
As of 14 Nov 2026, Sikkim State Co-operative Bank offers 7.30% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 24 Jun 2026 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at SISCO Bank?
Sikkim State Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did SISCO Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Sikkim State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does SISCO Bank offer?
Sikkim State Co-operative Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 to 14 days” to “3 years to 10 years”.
Does SISCO Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Sikkim State Co-operative Bank's table lists separate bands: Below ₹2 crore; ₹2 crore and above. Each row shows the band it applies to.
Does SISCO Bank pay more than the Post Office Time Deposit?
Sikkim State Co-operative Bank pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.30% (PO 6.90%), 2y 7.30% (PO 7.00%), 3y 7.30% (PO 7.10%), 5y 7.30% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does SISCO Bank's 1-year FD rate rank?
Sikkim State Co-operative Bank's 1-year general FD rate of 7.30% ranks #183 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with SISCO Bank insured?
Deposits with Sikkim State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these SISCO Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 24 Jun 2026. Rates can change without notice, so verify on the official SISCO Bank website before investing.
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Good to know
- Deposits with Sikkim State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- SISCO Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official SISCO Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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