Shivalik Small Finance Bank Fixed Deposit interest rates · November 2026
What will my FD earn at Shivalik?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.50% | 3.75% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
15 days to 29 days |
3.75% | 4.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
30 days to 90 days |
4.25% | 4.50% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
91 days to 180 days |
4.75% | 5.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
6 months to 12 months 2 slabs at this rate |
6.00% | 6.25% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
12 months 1 day to less than 18 months |
6.75% | 7.00% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
18 months to 23 months |
7.50% | 7.75% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
23 months 1 day to 27 months |
8.00% | 8.25% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
27 months 1 day to 36 months |
7.50% | 7.75% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
36 months 1 day to 120 months 2 slabs at this rate |
6.25% | 6.50% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
Tax saver FD 5 Years (60 months) |
6.25% | 6.50% | Below ₹3 crore (retail) | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
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Shivalik FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
Shivalik Fixed Deposit: frequently asked questions
What is the highest Shivalik Fixed Deposit interest rate?
As of 14 Nov 2026, Shivalik Small Finance Bank offers up to 8.00% p.a. on its fixed deposit (FD) (23 months 1 day to 27 months) for general customers and 8.25% p.a. (23 months 1 day to 27 months) for senior citizens. Rates below are as published by the bank. Confirm with Shivalik before investing.
What is the Shivalik 1-year FD interest rate?
As of 14 Nov 2026, Shivalik Small Finance Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shivalik 2-year FD interest rate?
As of 14 Nov 2026, Shivalik Small Finance Bank offers 8.00% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shivalik 3-year FD interest rate?
As of 14 Nov 2026, Shivalik Small Finance Bank offers 6.25% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shivalik 5-year FD interest rate?
As of 14 Nov 2026, Shivalik Small Finance Bank offers 6.25% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shivalik?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shivalik Small Finance Bank, depending on the tenure.
When did Shivalik last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shivalik Small Finance Bank's fixed deposit (FD) rates since it started tracking them on 19 Sept 2026.
What fixed deposit (FD) tenures does Shivalik offer?
Shivalik Small Finance Bank's published fixed deposit (FD) rate table has 13 tenure bands, from “7 days to 14 days” to “60 months 1 day to 120 months”.
Does Shivalik pay more than the Post Office Time Deposit?
Shivalik Small Finance Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shivalik's 1-year FD rate rank?
Shivalik Small Finance Bank's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shivalik insured?
Deposits with Shivalik Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shivalik rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Shivalik website before investing.
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Good to know
- Deposits with Shivalik Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shivalik is a small finance bank licensed and regulated by the RBI.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shivalik, depending on the tenure.
Informational only. Always confirm the current rate on the official Shivalik website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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