As of 5 Oct 2026, Shivalik Small Finance Bank offers up to 8.00% p.a. on its recurring deposit (RD) (23 months 1 day to 27 months) for general customers and 8.25% p.a. (23 months 1 day to 27 months) for senior citizens. Rates below are as published by the bank — confirm with Shivalik before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
18 months to 23 months |
7.50% | 7.75% | Any amount | 1 Sept 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
23 months 1 day to 27 months |
8.00% | 8.25% | Any amount | 1 Sept 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
27 months 1 day to 36 months |
7.50% | 7.75% | Any amount | 1 Sept 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
36 months 1 day to 60 months |
6.25% | 6.50% | Any amount | 1 Sept 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
60 months 1 day to 120 months |
6.25% | 6.50% | Any amount | 1 Sept 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
Tax saver FD 5 Years (60 months) |
6.25% | 6.50% | Any amount | 1 Sept 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Shivalik Small Finance Bank offers up to 8.00% p.a. on its recurring deposit (RD) (23 months 1 day to 27 months) for general customers and 8.25% p.a. (23 months 1 day to 27 months) for senior citizens. Rates below are as published by the bank — confirm with Shivalik before investing.
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shivalik Small Finance Bank, depending on the tenure.
Deposits with Shivalik Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official Shivalik website before investing.
Deposits with Shivalik Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Shivalik website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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