The Shillong Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Shillong Urban Co-op Bank?
Showing 7 of 14 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days Up to ₹2 crore |
3.40% | 4.15% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
7 days to 45 days Above ₹2 crore |
4.30% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
46 days to 90 days Up to ₹2 crore |
4.80% | 5.55% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 days to 90 days Above ₹2 crore |
5.50% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
91 days to 180 days Up to ₹2 crore |
4.85% | 5.60% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 days to 180 days Above ₹2 crore |
6.45% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
181 days to 364 days Up to ₹2 crore |
6.00% | 6.75% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days to 364 days Above ₹2 crore |
6.60% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
1 year to less than 2 years Up to ₹2 crore |
6.90% | 7.65% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
1 year to less than 2 years Above ₹2 crore |
7.00% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
2 years to less than 3 years Up to ₹2 crore |
7.10% | 7.85% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
2 years to less than 3 years Above ₹2 crore |
7.10% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
3 years and above Up to ₹2 crore |
6.90% | 7.65% | Up to ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
3 years and above Above ₹2 crore |
7.00% | – | Above ₹2 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
No rates match these filters.
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Shillong Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.90%Before you book
Shillong Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Shillong Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Shillong Co-operative Urban Bank Ltd. offers up to 7.10% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.85% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Shillong Urban Co-op Bank before investing.
What is the Shillong Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Shillong Co-operative Urban Bank Ltd. offers 6.90% p.a. on a 1-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shillong Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Shillong Co-operative Urban Bank Ltd. offers 7.10% p.a. on a 2-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shillong Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Shillong Co-operative Urban Bank Ltd. offers 6.90% p.a. on a 3-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shillong Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Shillong Co-operative Urban Bank Ltd. offers 6.90% p.a. on a 5-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shillong Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at The Shillong Co-operative Urban Bank Ltd., depending on the tenure.
When did Shillong Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Shillong Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Shillong Urban Co-op Bank offer?
The Shillong Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 45 days” to “3 years and above”.
Does Shillong Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Shillong Co-operative Urban Bank Ltd.'s table lists separate bands: Up to ₹2 crore; Above ₹2 crore. Each row shows the band it applies to.
Does Shillong Urban Co-op Bank pay more than the Post Office Time Deposit?
The Shillong Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.90% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 6.90% (PO 7.10%), 5y 6.90% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shillong Urban Co-op Bank's 1-year FD rate rank?
The Shillong Co-operative Urban Bank Ltd.'s 1-year general FD rate of 6.90% ranks #424 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shillong Urban Co-op Bank insured?
Deposits with The Shillong Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shillong Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Shillong Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Shillong Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shillong Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Shillong Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Shillong Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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