Pune District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Pune DCC Bank (PDCC)?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.50% | – | ₹15 lakh and above | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
15 days to 45 days 2 slabs at this rate |
4.00% | – | Any amount | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 90 days |
5.00% | – | Any amount | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 180 days |
6.00% | – | Any amount | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
181 days to less than 1 year |
6.50% | – | Any amount | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
1 year to less than 2 years |
7.00% | – | Any amount | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
2 year to less than 10 years |
6.75% | – | Any amount | 23 Jun 2025 ✓ verified 4 Nov 2026 | official fetched 27 Oct 2026 |
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Pune DCC Bank (PDCC) FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%- printed for deposits of ₹15 lakh and above only
Before you book
Pune DCC Bank (PDCC) Fixed Deposit: frequently asked questions
What is the highest Pune DCC Bank (PDCC) Fixed Deposit interest rate?
As of 14 Nov 2026, Pune District Central Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers. Rates below are as published by the bank. Confirm with Pune DCC Bank (PDCC) before investing.
What is the Pune DCC Bank (PDCC) 1-year FD interest rate?
As of 14 Nov 2026, Pune District Central Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 23 Jun 2025 and was last verified 4 Nov 2026. Source: the bank's official rate page.
What is the Pune DCC Bank (PDCC) 2-year FD interest rate?
As of 14 Nov 2026, Pune District Central Co-operative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 23 Jun 2025 and was last verified 4 Nov 2026. Source: the bank's official rate page.
What is the Pune DCC Bank (PDCC) 3-year FD interest rate?
As of 14 Nov 2026, Pune District Central Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 23 Jun 2025 and was last verified 4 Nov 2026. Source: the bank's official rate page.
What is the Pune DCC Bank (PDCC) 5-year FD interest rate?
As of 14 Nov 2026, Pune District Central Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 23 Jun 2025 and was last verified 4 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Pune DCC Bank (PDCC)?
Pune District Central Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Pune DCC Bank (PDCC) last change its Fixed Deposit rates?
RateScan.in has recorded no change to Pune District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Pune DCC Bank (PDCC) offer?
Pune District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “2 year to less than 10 years”.
Does Pune DCC Bank (PDCC) pay different fixed deposit (FD) rates by deposit size?
Yes. Pune District Central Co-operative Bank Ltd.'s table lists separate bands: ₹15 lakh and above; Any amount. Each row shows the band it applies to.
Does Pune DCC Bank (PDCC) pay more than the Post Office Time Deposit?
Pune District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Pune DCC Bank (PDCC)'s 1-year FD rate rank?
Pune District Central Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Pune DCC Bank (PDCC) insured?
Deposits with Pune District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Pune DCC Bank (PDCC) rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Jun 2025. Rates can change without notice, so verify on the official Pune DCC Bank (PDCC) website before investing.
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Good to know
- Deposits with Pune District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Pune DCC Bank (PDCC) is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Pune DCC Bank (PDCC) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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