Puducherry Grama Bank Fixed Deposit interest rates · November 2026
What will my FD earn at PuduGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 30-45 days 2 slabs at this rate |
4.00% | 4.50% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 - 90 days |
4.75% | 5.25% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
91 to 121-180 days 2 slabs at this rate |
5.10% | 5.60% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
181 - 269 days |
5.75% | 6.25% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
270 - 364 days |
6.00% | 6.50% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 year to less than 3 years 2 slabs at this rate |
6.60% | 7.10% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 18 Oct 2026 |
444 days PuduGB 444 days |
7.00% | 7.50% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
3 years to Above 5 years 2 slabs at this rate |
6.50% | 7.00% | Below ₹1 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
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PuduGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.60%Before you book
PuduGB Fixed Deposit: frequently asked questions
What is the highest PuduGB Fixed Deposit interest rate?
As of 14 Nov 2026, Puducherry Grama Bank offers up to 7.00% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.50% p.a. (444 days) for senior citizens. Rates below are as published by the bank. Confirm with PuduGB before investing.
What is the PuduGB 1-year FD interest rate?
As of 14 Nov 2026, Puducherry Grama Bank offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the PuduGB 2-year FD interest rate?
As of 14 Nov 2026, Puducherry Grama Bank offers 6.60% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the PuduGB 3-year FD interest rate?
As of 14 Nov 2026, Puducherry Grama Bank offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the PuduGB 5-year FD interest rate?
As of 14 Nov 2026, Puducherry Grama Bank offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at PuduGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Puducherry Grama Bank, depending on the tenure.
When did PuduGB last change its Fixed Deposit rates?
Puducherry Grama Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 18 Oct 2026: the general rate for 1 year to less than 2 years went from 6.75% to 6.60%. RateScan.in has tracked PuduGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does PuduGB offer?
Puducherry Grama Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “15 - 29 days” to “Above 5 years”.
Does PuduGB have special fixed deposit (FD) schemes?
Puducherry Grama Bank's rate table lists these named schemes (1): PuduGB 444 days. Check eligibility and end dates with the bank.
Does PuduGB pay more than the Post Office Time Deposit?
Puducherry Grama Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.60% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does PuduGB's 1-year FD rate rank?
Puducherry Grama Bank's 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with PuduGB insured?
Deposits with Puducherry Grama Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these PuduGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official PuduGB website before investing.
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Good to know
- Deposits with Puducherry Grama Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- PuduGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at PuduGB, depending on the tenure.
- PuduGB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official PuduGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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