Unity Small Finance Bank NRE Fixed Deposit interest rates · November 2026
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 Months |
7.50% | 7.50% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
>12 Months 1 Day - 500 Days |
6.50% | 6.50% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
501 Days 501-day Special |
8.00% | 8.00% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
502 Days to 700 Days 2 slabs at this rate |
6.75% | 6.75% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
701 Days 701-day Special |
6.75% | 6.75% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
702 Days to 60 Months 4 slabs at this rate |
6.75% | 6.75% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
>60 Months- 120 Months |
6.00% | 6.00% | Below ₹3 crore (retail) | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Unity NRE FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
- NRE deposits: minimum 1 year; senior-citizen rates are not applicable to non-resident customers
Before you book
Unity NRE FD: frequently asked questions
What is the highest Unity NRE FD interest rate?
As of 14 Nov 2026, Unity Small Finance Bank offers up to 8.00% p.a. on its NRE fixed deposit (501 Days) for general customers. Rates below are as published by the bank. Confirm with Unity before investing.
Do senior citizens get higher NRE FD rates at Unity?
Unity Small Finance Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Is interest on Unity NRE FDs taxable in India?
Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.
When did Unity last change its NRE FD rates?
RateScan.in has recorded no change to Unity Small Finance Bank's NRE fixed deposit rates since it started tracking them on 26 Oct 2026.
What NRE fixed deposit tenures does Unity offer?
Unity Small Finance Bank's published NRE fixed deposit rate table has 9 tenure bands, from “12 Months” to “>60 Months- 120 Months”.
Does Unity have special NRE fixed deposit schemes?
Unity Small Finance Bank's rate table lists these named schemes (2): 501-day Special; 701-day Special. Check eligibility and end dates with the bank.
Is my NRE fixed deposit with Unity insured?
Deposits with Unity Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Unity rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jul 2026. Rates can change without notice, so verify on the official Unity website before investing.
More Unity rates
NRE FD rates at other banks
Good to know
- Deposits with Unity Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Unity is a small finance bank licensed and regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Unity, depending on the tenure.
- Unity's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Unity website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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