Punjab Gramin Bank NRE Fixed Deposit interest rates · October 2026
PGB's best NRE Fixed Deposit rate is 6.80% (399 days), 0.30 points below the best on the market (7.10%).
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 year only |
6.30% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
> 1 year to 398 days |
6.25% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
399 days 399-day Special |
6.80% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
400 days to 443 days |
6.25% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
444 days 444-day Special |
6.70% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
445 days to 2 years |
6.50% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
> 2-3 years |
6.25% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
> 3-5 years |
6.00% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
> 5-10 years |
5.75% | — | Below ₹1 crore (retail) | 22 Jul 2026 | official fetched 18 Oct 2026 ✓ verified 19 Oct 2026 |
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PGB NRE FD rate changes
Changes to PGB's NRE fixed deposit rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to PGB's NRE fixed deposit rates has been recorded since tracking started on 18 Oct 2026.
PGB NRE FD: frequently asked questions
What is the highest PGB NRE FD interest rate?
As of 19 Oct 2026, Punjab Gramin Bank offers up to 6.80% p.a. on its NRE fixed deposit (399 days) for general customers. Rates below are as published by the bank — confirm with PGB before investing.
Do senior citizens get higher NRE FD rates at PGB?
Punjab Gramin Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Is interest on PGB NRE FDs taxable in India?
Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.
When did PGB last change its NRE FD rates?
RateScan.in has recorded no change to Punjab Gramin Bank's NRE fixed deposit rates since it started tracking them on 18 Oct 2026.
What NRE fixed deposit tenures does PGB offer?
Punjab Gramin Bank's published NRE fixed deposit rate table has 7 tenure bands, from “1 year only” to “> 5-10 years”.
Does PGB have special NRE fixed deposit schemes?
Punjab Gramin Bank's rate table lists these named schemes (2): 399-day Special; 444-day Special. Check eligibility and end dates with the bank.
Is my NRE fixed deposit with PGB insured?
Deposits with Punjab Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these PGB rates?
RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 22 Jul 2026. Rates can change without notice, so verify on the official PGB website before investing.
More PGB rates
NRE FD rates at other banks
Good to know
- Deposits with Punjab Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- PGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.60% p.a. more than general customers at PGB, depending on the tenure.
- PGB's FD table includes 3 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official PGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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