Madhya Pradesh Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at MPGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate |
3.00% | – | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 days to 90 days |
4.50% | – | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
91 days to 179 days |
4.25% | – | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
180 days to 269 days |
5.50% | 6.00% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
270 days to 364 days |
5.75% | 6.25% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
1 year |
6.30% | 6.80% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 1 year to less than 2 years |
6.50% | 7.00% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
451 days MPGB 451 days |
6.65% | 7.15% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
2 years to less than 3 years 2 slabs at this rate |
6.30% | 6.80% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
3 years to less than 5 years |
6.30% | 6.80% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
5 years to 10 years |
6.00% | 6.50% | Below ₹1 crore | 25 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
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MPGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.30%Before you book
MPGB Fixed Deposit: frequently asked questions
What is the highest MPGB Fixed Deposit interest rate?
As of 14 Nov 2026, Madhya Pradesh Gramin Bank offers up to 6.65% p.a. on its fixed deposit (FD) (451 days) for general customers and 7.15% p.a. (451 days) for senior citizens. Rates below are as published by the bank. Confirm with MPGB before investing.
What is the MPGB 1-year FD interest rate?
As of 14 Nov 2026, Madhya Pradesh Gramin Bank offers 6.30% p.a. on a 1-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MPGB 2-year FD interest rate?
As of 14 Nov 2026, Madhya Pradesh Gramin Bank offers 6.30% p.a. on a 2-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MPGB 3-year FD interest rate?
As of 14 Nov 2026, Madhya Pradesh Gramin Bank offers 6.30% p.a. on a 3-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MPGB 5-year FD interest rate?
As of 14 Nov 2026, Madhya Pradesh Gramin Bank offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at MPGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Madhya Pradesh Gramin Bank, depending on the tenure.
When did MPGB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Madhya Pradesh Gramin Bank's fixed deposit (FD) rates since it started tracking them on 22 Sept 2026.
What fixed deposit (FD) tenures does MPGB offer?
Madhya Pradesh Gramin Bank's published fixed deposit (FD) rate table has 12 tenure bands, from “7 days to 14 days” to “5 years to 10 years”.
Does MPGB have special fixed deposit (FD) schemes?
Madhya Pradesh Gramin Bank's rate table lists these named schemes (1): MPGB 451 days. Check eligibility and end dates with the bank.
Does MPGB pay more than the Post Office Time Deposit?
Madhya Pradesh Gramin Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.30% (PO 6.90%), 2y 6.30% (PO 7.00%), 3y 6.30% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does MPGB's 1-year FD rate rank?
Madhya Pradesh Gramin Bank's 1-year general FD rate of 6.30% ranks #729 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with MPGB insured?
Deposits with Madhya Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these MPGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 25 Sept 2026. Rates can change without notice, so verify on the official MPGB website before investing.
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Good to know
- Deposits with Madhya Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- MPGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at MPGB, depending on the tenure.
- MPGB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official MPGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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