Mizuho Bank, Ltd. (India) Fixed Deposit interest rates · November 2026
What will my FD earn at Mizuho Bank India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
4.50% | 5.00% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
15 days to 29 days 2 slabs at this rate |
4.55% | 5.05% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
30 days to 46 days |
4.60% | 5.10% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
47 days to 89 days 3 slabs at this rate |
4.65% | 5.15% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
90 days to 104 days |
4.70% | 5.20% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
105 days to 149 days 2 slabs at this rate |
4.75% | 5.25% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
150 days to 164 days |
4.80% | 5.30% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
165 days to 180 days |
4.85% | 5.35% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
181 days to 226 days 2 slabs at this rate |
4.90% | 5.40% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
227 days to 269 days 2 slabs at this rate |
4.95% | 5.45% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
270 days to 345 days |
5.00% | 5.50% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
346 days to 1 year |
5.10% | 5.60% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
Above 1 year to 15 months |
5.15% | 5.65% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
Above 15 months to 18 months |
5.40% | 5.90% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
Above 18 months to 5 years 2 slabs at this rate |
5.30% | 5.80% | Below ₹3 crore | 1 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 2 Nov 2026 |
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Mizuho Bank India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.10%- domestic / NRO deposits below INR 30 million
Before you book
Mizuho Bank India Fixed Deposit: frequently asked questions
What is the highest Mizuho Bank India Fixed Deposit interest rate?
As of 14 Nov 2026, Mizuho Bank, Ltd. (India) offers up to 5.40% p.a. on its fixed deposit (FD) (Above 15 months to 18 months) for general customers and 5.90% p.a. (Above 15 months to 18 months) for senior citizens. Rates below are as published by the bank. Confirm with Mizuho Bank India before investing.
What is the Mizuho Bank India 1-year FD interest rate?
As of 14 Nov 2026, Mizuho Bank, Ltd. (India) offers 5.10% p.a. on a 1-year FD for general customers and 5.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mizuho Bank India 2-year FD interest rate?
As of 14 Nov 2026, Mizuho Bank, Ltd. (India) offers 5.30% p.a. on a 2-year FD for general customers and 5.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mizuho Bank India 3-year FD interest rate?
As of 14 Nov 2026, Mizuho Bank, Ltd. (India) offers 5.30% p.a. on a 3-year FD for general customers and 5.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mizuho Bank India 5-year FD interest rate?
As of 14 Nov 2026, Mizuho Bank, Ltd. (India) offers 5.30% p.a. on a 5-year FD for general customers and 5.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mizuho Bank India?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizuho Bank, Ltd. (India), depending on the tenure.
When did Mizuho Bank India last change its Fixed Deposit rates?
Mizuho Bank, Ltd. (India) last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 2 Nov 2026: the general rate for Above 15 months to 18 months went from 5.00% to 5.40%. RateScan.in has tracked Mizuho Bank India's rates since 27 Oct 2026.
What fixed deposit (FD) tenures does Mizuho Bank India offer?
Mizuho Bank, Ltd. (India)'s published fixed deposit (FD) rate table has 22 tenure bands, from “7 days to 14 days” to “Above 2 years to 5 years”.
Does Mizuho Bank India pay more than the Post Office Time Deposit?
Mizuho Bank, Ltd. (India) pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.10% (PO 6.90%), 2y 5.30% (PO 7.00%), 3y 5.30% (PO 7.10%), 5y 5.30% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mizuho Bank India's 1-year FD rate rank?
Mizuho Bank, Ltd. (India)'s 1-year general FD rate of 5.10% ranks #990 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Mizuho Bank India insured?
Deposits with Mizuho Bank, Ltd. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mizuho Bank India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2026. Rates can change without notice, so verify on the official Mizuho Bank India website before investing.
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Good to know
- Deposits with Mizuho Bank, Ltd. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mizuho Bank India is a foreign bank operating in India, regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizuho Bank India, depending on the tenure.
Informational only. Always confirm the current rate on the official Mizuho Bank India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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