Meghalaya Co-operative Apex Bank Fixed Deposit interest rates · November 2026
What will my FD earn at MegCAB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days |
3.50% | 4.00% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
46 to 180 days |
5.50% | 6.00% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
181 to 200 days |
6.20% | 6.70% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
201 days to less than 1 year |
6.40% | 6.90% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
1 to 3 years 2 slabs at this rate |
7.00% | 7.50% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
445 days 445-Day Special |
7.05% | 7.55% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
3 to 5 years |
6.70% | 7.20% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
5 to 10 years |
6.60% | 7.10% | Any amount | 11 Jun 2025 ✓ verified 14 Nov 2026 | official captured from the bank's rate card 30 Sept 2026 |
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MegCAB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
MegCAB Fixed Deposit: frequently asked questions
What is the highest MegCAB Fixed Deposit interest rate?
As of 14 Nov 2026, Meghalaya Co-operative Apex Bank offers up to 7.05% p.a. on its fixed deposit (FD) (445 days) for general customers and 7.55% p.a. (445 days) for senior citizens. Rates below are as published by the bank. Confirm with MegCAB before investing.
What is the MegCAB 1-year FD interest rate?
As of 14 Nov 2026, Meghalaya Co-operative Apex Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the MegCAB 2-year FD interest rate?
As of 14 Nov 2026, Meghalaya Co-operative Apex Bank offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the MegCAB 3-year FD interest rate?
As of 14 Nov 2026, Meghalaya Co-operative Apex Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
What is the MegCAB 5-year FD interest rate?
As of 14 Nov 2026, Meghalaya Co-operative Apex Bank offers 6.70% p.a. on a 5-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 11 Jun 2025 and was last verified 14 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at MegCAB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Meghalaya Co-operative Apex Bank, depending on the tenure.
When did MegCAB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Meghalaya Co-operative Apex Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does MegCAB offer?
Meghalaya Co-operative Apex Bank's published fixed deposit (FD) rate table has 8 tenure bands, from “7 to 45 days” to “5 to 10 years”.
Does MegCAB have special fixed deposit (FD) schemes?
Meghalaya Co-operative Apex Bank's rate table lists these named schemes (1): 445-Day Special. Check eligibility and end dates with the bank.
Does MegCAB pay more than the Post Office Time Deposit?
Meghalaya Co-operative Apex Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.70% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does MegCAB's 1-year FD rate rank?
Meghalaya Co-operative Apex Bank's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with MegCAB insured?
Deposits with Meghalaya Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these MegCAB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 11 Jun 2025. Rates can change without notice, so verify on the official MegCAB website before investing.
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Good to know
- Deposits with Meghalaya Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- MegCAB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at MegCAB, depending on the tenure.
- MegCAB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official MegCAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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